#FactCheck: Fake Phishing link on Modi Government is giving ₹5,000 to all Indian citizens via UPI
Executive Summary:
A viral social media message claims that the Indian government is offering a ₹5,000 gift to citizens in celebration of Prime Minister Narendra Modi’s birthday. However, this claim is false. The message is part of a deceptive scam that tricks users into transferring money via UPI, rather than receiving any benefit. Fact-checkers have confirmed that this is a fraud using misleading graphics and fake links to lure people into authorizing payments to scammers.

Claim:
The post circulating widely on platforms such as WhatsApp and Facebook states that every Indian citizen is eligible to receive ₹5,000 as a gift from the current Union Government on the Prime Minister’s birthday. The message post includes visuals of PM Modi, BJP party symbols, and UPI app interfaces such as PhonePe or Google Pay, and urges users to click on the BJP Election Symbol [Lotus] or on the provided link to receive the gift directly into their bank account.


Fact Check:
Our research indicates that there is no official announcement or credible article supporting the claim that the government is offering ₹5,000 under the Pradhan Mantri Jan Dhan Yojana (PMJDY). This claim does not appear on any official government websites or verified scheme listings.

While the message was crafted to appear legitimate, it was in fact misleading. The intent was to deceive users into initiating a UPI payment rather than receiving one, thereby putting them at financial risk.
A screen popped up showing a request to pay ₹686 to an unfamiliar UPI ID. When the ‘Pay ₹686’ button was tapped, the app asked for the UPI PIN—clearly indicating that this would have authorised a payment straight from the user’s bank account to the scammer’s.

We advise the public to verify such claims through official sources before taking any action.
Our research indicated that the claim in the viral post is false and part of a fraudulent UPI money scam.

Clicking the link that went with the viral Facebook post, it took us to a website
https://wh1449479[.]ispot[.]cc/with a somewhat odd domain name of 'ispot.cc', which is certainly not a government-related or commonly known domain name. On the website, we observed images that featured a number of unauthorized visuals, including a Prime Minister Narendra Modi image, a Union Minister and BJP President J.P. Nadda image, the national symbol, the BJP symbol, and the Pradhan Mantri Jan Dhan Yojana logo. It looked like they were using these visuals intentionally to convince users that the website was legitimate.
Conclusion:
The assertion that the Indian government is handing out ₹5,000 to all citizens is totally false and should be reported as a scam. The message uses the trust related to government schemes, tricking users into sending money through UPI to criminals. They recommend that individuals do not click on links or respond to any such message about obtaining a government gift prior to verification. If you or a friend has fallen victim to this fraud, they are urged to report it immediately to your bank, and report it through the National Cyber Crime Reporting Portal (https://cybercrime.gov.in) or contact the cyber helpline at 1930. They also recommend always checking messages like this through their official government website first.
- Claim: The Modi Government is distributing ₹5,000 to citizens through UPI apps
- Claimed On: Social Media
- Fact Check: False and Misleading
Related Blogs

Misinformation is a scourge in the digital world, making the most mundane experiences fraught with risk. The threat is considerably heightened in conflict settings, especially in the modern era, where geographical borders blur and civilians and conflict actors alike can take to the online realm to discuss -and influence- conflict events. Propaganda can complicate the narrative and distract from the humanitarian crises affecting civilians, while also posing a serious threat to security operations and law and order efforts. Sensationalised reports of casualties and manipulated portrayals of military actions contribute to a cycle of violence and suffering.
A study conducted by MIT found the mere thought of sharing news on social media reduced the ability to judge whether a story was true or false; the urge to share outweighed the consideration of accuracy (2023). Cross-border misinformation has become a critical issue in today's interconnected world, driven by the rise of digital communication platforms. To effectively combat misinformation, coordinated international policy frameworks and cooperation between governments, platforms, and global institutions are created.
The Global Nature of Misinformation
Cross-border misinformation is false or misleading information that spreads across countries. Out-of-border creators amplify information through social media and digital platforms and are a key source of misinformation. Misinformation can interfere with elections, and create serious misconceptions about health concerns such as those witnessed during the COVID-19 pandemic, or even lead to military conflicts.
The primary challenge in countering cross-border misinformation is the difference in national policies, legal frameworks and governance policies of social media platforms across various jurisdictions. Examining the existing international frameworks, such as cybersecurity treaties and data-sharing agreements used for financial crimes might be helpful to effectively address cross-border misinformation. Adapting these approaches to the digital information ecosystem, nations could strengthen their collective response to the spread of misinformation across borders. Global institutions like the United Nations or regional bodies like the EU and ASEAN can work together to set a unified response and uniform international standards for regulation dealing with misinformation specifically.
Current National and Regional Efforts
Many countries have taken action to deal with misinformation within their borders. Some examples include:
- The EU’s Digital Services Act has been instrumental in regulating online intermediaries and platforms including marketplaces, social networks, content-sharing platforms, app stores, etc. The legislation aims to prevent illegal and harmful activities online and the spread of disinformation.
- The primary legislation that governs cyberspace in India is the IT Act of 2000 and its corresponding rules (IT Rules, 2023), which impose strict requirements on social media platforms to counter misinformation content and enable the traceability of the creator responsible for the origin of misinformation. Platforms have to conduct due diligence, failing which they risk losing their safe harbour protection. The recently-enacted DPDP Act of 2023 indirectly addresses personal data misuse that can be used to contribute to the creation and spread of misinformation. Also, the proposed Digital India Act is expected to focus on “user harms” specific to the online world.
- In the U.S., the Right to Editorial Discretion and Section 230 of the Communications Decency Act place the responsibility for regulating misinformation on private actors like social media platforms and social media regulations. The US government has not created a specific framework addressing misinformation and has rather encouraged voluntary measures by SMPs to have independent policies to regulate misinformation on their platforms.
The common gap area across these policies is the absence of a standardised, global framework for addressing cross-border misinformation which results in uneven enforcement and dependence on national regulations.
Key Challenges in Achieving International Cooperation
Some of the key challenges identified in achieving international cooperation to address cross-border misinformation are as follows:
- Geopolitical tensions can emerge due to the differences in political systems, priorities, and trust issues between countries that hinder attempts to cooperate and create a universal regulation.
- The diversity in approaches to internet governance and freedom of speech across countries complicates the matters further.
- Further complications arise due to technical and legal obstacles around the issues of sovereignty, jurisdiction and enforcement, further complicating matters relating to the monitoring and removal of cross-border misinformation.
CyberPeace Recommendations
- The UN Global Principles For Information Integrity Recommendations for Multi-stakeholder Action, unveiled on 24 June 2024, are a welcome step for addressing cross-border misinformation. This can act as the stepping stone for developing a framework for international cooperation on misinformation, drawing inspiration from other successful models like climate change agreements, international criminal law framework etc.
- Collaborations like public-private partnerships between government, tech companies and civil societies can help enhance transparency, data sharing and accountability in tackling cross-border misinformation.
- Engaging in capacity building and technology transfers in less developed countries would help to create a global front against misinformation.
Conclusion
We are in an era where misinformation knows no borders and the need for international cooperation has never been more urgent. Global democracies are exploring solutions, both regulatory and legislative, to limit the spread of misinformation, however, these fragmented efforts fall short of addressing the global scale of the problem. Establishing a standardised, international framework, backed by multilateral bodies like the UN and regional alliances, can foster accountability and facilitate shared resources in this fight. Through collaborative action, transparent regulations, and support for developing nations, the world can create a united front to curb misinformation and protect democratic values, ensuring information integrity across borders.
References
- https://economics.mit.edu/sites/default/files/2023-10/A%20Model%20of%20Online%20Misinformation.pdf
- https://www.indiatoday.in/global/story/in-the-crosshairs-manufacturing-consent-and-the-erosion-of-public-trust-2620734-2024-10-21
- https://laweconcenter.org/resources/knowledge-and-decisions-in-the-information-age-the-law-economics-of-regulating-misinformation-on-social-media-platforms/
- https://www.article19.org/resources/un-article-19-global-principles-for-information-integrity/

Introduction
Cybercrime is one of the most pressing concerns in today’s era. As the digital world is evolving rapidly, so do the threats and challenges to curb these cybercrimes. The complexities associated with the evolving cybercrimes make it difficult to detect and investigate by the law enforcement across the world. India is one of those countries that is actively engaged in creating awareness about the cybercrimes and security concerns across the State. At the national level, initiatives like National Cybercrime Reporting Portal, CERT-In and I4C have been established to assist the law enforcement in dealing with cybercrimes in India. According to the press release by the Ministry of Home Affairs, 12,5153 cases of Financial Cyber Frauds were reported in the year 2023, which is the second highest in State-wise Reporting after UP. Maharashtra has been highlighted as one of the States with the highest cybercrime cases for the past few years.
In response to curbing the increasing number of cases, the state of Maharashtra has launched the initiative ‘the Maharashtra Cyber Security Project’. The purpose of this project is to strengthen the system’s defense mechanism by establishing cybersecurity infrastructure, exploiting technological advancements and enhancing the skills of law enforcement agencies.
Maharashtra Cyber Department and the Cyber Security Project
The Maharashtra Cyber Department, also referred as MahaCyber was established in the year 2016 and employs a multi-faceted approach to address cyberthreats. The objective is to provide a user-friendly space to report Cybercrimes, safeguarding Critical Information Infrastructure from cyber threats, empowering the investigation law agencies ultimately improving its efficiency and creating awareness among common people.
The Maharashtra Cyber Security Project aims to strengthen the department, bringing all the aspects of the cyber security system under one facility. The key components of the Maharashtra Cyber Security Project are as follows:
- Command & Control Centre:
The Command & Control Centre will function as a 24/ complaint registration hub and grievance handling mechanism which can be accessed by calling the helpline number, mobile app or on the online portal. The Centre continuously monitors cyber threats, reduce the impact of cyber attacks and ensures that issues are resolved as soon as possible.
- Technology Assisted Investigation (TAI):
Complaints that are registered are analysed and investigated by experts using cutting edge technologies such as Computer Forensic or Mobile Forensic, Voice Analysis System, Image Enhancement Tool, Deepfake Detection Solution to name a few which helps the Maharashtra Cyber Department to collect evidence, identify weak spots and mitigate the cyber threats effectively.
- Computer Emergency Response Team – Maharashtra (CERT-MH):
The CRET-MH works on curbing cybercrimes which are especially targeted to affect the Critical Infrastructure like banks, railway services, electricity of the State and threats related to national security using technologies such as Deep web and Dark web analysis, Darknet & Threat Intelligence Feeds, Vulnerability Management, Cyber Threat Intelligence Platform, Malware Analysis and Network Capture Analysis and coordinates with other agencies.
- Security Operations Centre (SOC):
The SOC looks after the security of the MahaCyber from any cyber threats. It 24/7 monitors the infrastructure for any signs of breach or threats and thus aids in early detection and prevention of any further harm.
- Centre of Excellence (COE):
The Centre of Excellence focuses on training the police officials to equip them with desired tools and technologies to deal with cyber threats. The Centre also works on creating awareness about various cyber threats among the citizens of the state.
- Nodal Cyber Police Station:
The Nodal Cyber Police Station works as a focal point for all cybercrime related law enforcement activities. It is responsible for coordinating the investigation procedure and prevention of cybercrimes within the state. Such Cyber Police Stations have been established in each district of Maharashtra.
Funds of Funds to scale up Startups
The government of Maharashtra through the Fund of Funds for Startups scheme has invested in more than 300 startups that align with the objective of cyber security and digital safety. The government is promoting ideas and cyber defence innovation which will help to push the boundaries of traditional cybersecurity tools and improve the State’s ability to tackle cybercrimes. Such partnerships can be a cost-effective solution that proactively promotes a culture of cybersecurity across industries.
Dynamic Cyber Platform
The government of Maharashtra has been working on creating a dynamic cyber platform that would assist them in tackling cybercrimes and save hundreds of crores of rupees in a short span of time. The platform will act as a link between various stakeholders such as banks, Non-Banking Financial Companies (NBFCs) and social media providers to provide a technology-driven solution to the evolving cybercrimes. As a part of this process, the government has invited tenders and has called top IT companies from the world to participate and aid them in setting up this dynamic cyber platform.
Why Does The Initiative By Maharashtra’s Government Act As A Model For Other States
The components of the Maharashtra Cyber Security Project and the dynamic cyber platform create a comprehensive system which aims at tackling the increasing complexities of cyber threats. The initiative with integration on cutting edge technologies, specialised institutions, expert professionals from various industries and real-time monitoring of cybercrimes sets an example that Maharashtra is well-equipped to prevent, detect and respond to cybercrimes being reported in the State. The project collaborates between government and law enforcement agencies, providing them proper training and addressing grievances of the public. By working on four key areas, i.e. centralised platform for reporting, collaboration between government and private sectors, public awareness and use of advanced technologies, the Cyber Security System in Maharashtra serves as a model for creating secure digital space and tackling cybercrime effectively on a large scale.
Other States in India could certainly adopt similar models and achieve success in curbing cybercrimes. They need to create a dedicated response team consisting of trained personnel, invest in advanced software as used by Maharashtra, foster partnerships with companies or startups involved in AI and technology to build resilient cybersecurity infrastructures. The government of Maharashtra can extend hands to assist other states to establish a model that addresses the evolving cybercrimes efficiently.
References
- https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2003158
- https://mhcyber.gov.in/about-us
- https://www.youtube.com/watch?v=jjPw-8afTTw
- https://www.ltts.com/press-release/maharashtra-inaugurates-india-first-integrated-cyber-command-control-center-ltts
- https://theprint.in/india/maharashtra-tackling-evolving-cyber-crimes-through-dynamic-platform-cm/2486772/
- https://www.freepressjournal.in/mumbai/maharashtra-dynamic-cyber-security-platform-in-the-offing-says-fadnavis

Introduction
The most significant change seen in the Indian cyber laws this year was the passing of the Digital Personal Data Protection Act, 2023, in the parliament. DPDP Act is the first concrete form of legislation focusing on the protection of Digital Personal Data of Indian netizens in all aspects; the act is analogous to what GDPR is for Europe. The act lays down heavy compliance mandates for the intermediaries and data fiduciaries, this has made it difficult for the tech companies a lot of policy, legal and technical changes have to be made in order to implement the act to its complete efficiency. Recently, the big techs have addressed a letter to the Minister and Minister of State of Meity to extend the implementation timeline of the act. In other news, the union cabinet has given the green light for the much-awaited MoC with Japan focused on establishing a long-term Semiconductor Supply Chain Partnership.
Letter to Meity
The lobby of the big techs represented by a Trade Body named the Big Tech Asia Internet Coalition (AIC) this week wrote to the Ministry of Electronics and Information Technology (Meity), addressing it to the Minister Ashwini Vaishnav and Minister of State (MoS) Rajeev Chandershekhra recommending a 12-18 month extension on the implementation of the Digital Personal Data Protection Act. This request comes at a time when the government has been voicing its urgency to implement the act in order to safeguard Indian data at the earliest. The trade body represented big names, including Meta, Google, Microsoft, Apple and many more. These big techs essentially comprise the segment recognised under the DPDP as the Significant Data Fiduciaries due to the sheer volume of data processed, hosted, stored, etc. In the protective sense, the act has been designed to focus on preventing the exploitation of personal data of Indian netizens by the big techs, hence, they form an integral part of the Indian Data Ecosystem. The following reasons/complications concerning the implementation of the act were highlighted in the letter:
- Unrealistic Timelines: The AIC expressed that the current timeline for the implementation of the act seems unrealistic for the big techs to establish technological, policy and legal mechanisms to be in compliance with section 5 of the act, which talks about the Obligations of a Data Fiduciary and the particular notice to be shared with the data principles in accordance with the act.
- Technical Requirements: Members of AIC expressed that the duration for the implementation of the act is much less in comparison to the time required by the tech companies to set up/deploy relevant technical critical infrastructure, SoPs and capacity building for the same. This will cause a major hindrance in establishing the efficiency of the act.
- Data Rights: Right to Erasure, Correction, Deletion, Nominate, etc., are guaranteed under the DPDP, but the big techs are not sure about the efficient implementation of these rights and hence will need fundamental changes in the technology architecture of their platform, thus expressing concern of the early implementation of the act.
- Equivalency to GDPR: The DPDP is taken to be congruent to the European GDPR, but the DPDP focuses on a few more aspects, such as cross-border data flow and compliance mandates for the right to erasure, hence a lot of GDPR-compliant big techs also need to establish more robust mechanisms to maintain compliance to Indian DPDP.
Indo-Japan MoC
A Memorandum of Cooperation (MoC) on the Japan-India Semiconductor Supply Chain Partnership was signed in July 2023 between the Ministry of Electronics and Information Technology (MeitY) of India and the Ministry of Economy, Trade and Industry (METI) of Japan. This information was shared with the Union Cabinet, which is led by Prime Minister Narendra Modi. The Ministry of Commerce (MoC) aims to expand collaboration between Japan and India in order to improve the semiconductor supply chain. This is because semiconductors are critical to the development of industries and digital technologies. The Parties agree that the MoC will take effect on the date of signature and be in effect for five years. Bilateral cooperation on business-to-business and G2G levels on ways to develop a robust semiconductor supply chain and make use of complementary skills. The cooperation is aimed at harnessing indigenous talent and creating opportunities for higher employment avenues.
MeitY's purpose also includes promoting international cooperation within bilateral and regional frameworks in the frontier and emerging fields of information technology. MeitY has engaged in Memorandums of Understanding (MoUs), Memorandums of Covenants (MoCs), and Agreements with counterpart organisations/agencies of other nations with the aim of fostering bilateral collaboration and information sharing. Additionally, MeitY aims to establish supply chain resilience, which would enable India to become a reliable partner. An additional step towards mutually advantageous semiconductor-related commercial prospects and collaborations between India & Japan is the strengthening of mutual collaboration between Japanese and Indian enterprises through this Memorandum of Understanding. The “India-Japan Digital Partnership” (IJDP), which was introduced during PM Modi's October 2018 visit to Japan, was created in light of the two countries' complementary and synergistic efforts. Its goal is to advance both current areas of cooperation and new initiatives within the scope of S&T/ICT cooperation, with a particular emphasis on “Digital ICT Technologies."
Conclusion
As we move ahead into the digital age, it is pertinent to be aware and educated about the latest technological advancements, new forms of cybercrimes and threats and legal aspects of digital rights and responsibilities, whether it is the recommendation to extend the implementation of DPDP or the Indo-Japan MoC, both of these instances impact the Indian netizen and his/her interests. Hence, the indigenous netizen needs to develop a keen interest in the protection of the Indian cyber-ecosystem to create a safer future. In our war against technology, our best weapon is technology and awareness, thus implementing the same in our daily digital lifestyles and routines is a must.
References
- https://www.eetindia.co.in/cabinet-approves-moc-on-japan-india-semiconductor-supply-chain-partnership/
- https://www.moneycontrol.com/news/business/startup/trade-body-representing-big-tech-urges-govt-to-extend-dpdp-act-implementation-by-1-5-years-11605431.html
- https://www.google.com/url?rct=j&sa=t&url=https://www.eetindia.co.in/cabinet-approves-moc-on-japan-india-semiconductor-supply-chain-partnership/&ct=ga&cd=CAEYACoTOTI3Mzg4NzEyODgwMjI2ODk0MDIaOTBiYzUxNmI5YTRjYTE1NTpjb206ZW46VVM&usg=AOvVaw2lEO7-cIBZ_ox1xV39LGLs