#FactCheck: 2023 Manipur Violence Video Falsely Shared as Indian Army Bombing Minority House

Introduction

February marks the beginning of Valentine’s Week, the time when we transcend from the season of smog to the season of love. This is a time when young people are more active on social media and dating apps with the hope of finding a partner to celebrate the occasion. Dating Apps, in order to capitalise on this occasion, launch special offers and campaigns to attract new users and string on the current users with the aspiration of finding their ideal partner. However, with the growing popularity of online dating, the tactics of cybercriminals have also penetrated this sphere. Scammers are now becoming increasingly sophisticated in manipulating individuals on digital platforms, often engaging in scams, identity theft, and financial fraud under the guise of romance. As love fills the air, netizens must stay vigilant and cautious while searching for a connection online and not fall into a scammer’s trap. 

Here Are Some CyberPeace Tips To Avoid Romance Scams

• Recognize Red Flags of Romance Scams:- Online dating has made it easier to connect with people, but it has also become a tool for scammers to exploit the emotions of netizens for financial gain. They create fake profiles, build trust quickly, and then manipulate victims into sending money. Understanding their tactics can help you stay safe.
• Warning Signs of a Romance Scam:- If someone expresses strong feelings too soon, it’s a red flag. Scammers often claim to have fallen in love within days or weeks, despite never meeting in person. They use emotional pressure to create a false sense of connection.  Their messages might seem off. Scammers often copy-paste scripted responses, making conversations feel unnatural. Poor grammar, inconsistencies in their stories, or vague answers are warning signs. Asking for money is the biggest red flag. They might have an emergency, a visa issue, or an investment opportunity they want you to help with. No legitimate relationship starts with financial requests.
• Manipulative Tactics Used by Scammers:- Scammers use love bombing to gain trust. They flood you with compliments, calling you their soulmate or destiny. This is meant to make you emotionally attached. They often share fake sob stories. It could be anything ranging from losing a loved one, facing a medical emergency, or even being stuck in a foreign country. These are designed to make you feel sorry for them and more willing to help. Some of these scammers might even pretend to be wealthy, being investors or successful business owners, showing off their fabricated luxury lifestyle in order to appear credible. Eventually, they’ll try to lure you into a fake investment. They create a sense of urgency. Whether it’s sending money, investing, or sharing personal details, scammers will push you to act fast. This prevents you from thinking critically or verifying your claims.
• Financial Frauds Linked to Romance Scams:- Romance scams have often led to financial fraud. Victims may be tricked into sending money directly or get roped into elaborate schemes. One common scam is the disappearing date, where someone insists on dining at an expensive restaurant, only to vanish before the bill arrives. Crypto scams are another major concern. Scammers convince victims to invest in fake cryptocurrency platforms, promising huge returns. Once the money is sent, the scammer disappears, leaving the victim with nothing. 
• AI & Deepfake Risks in Online Dating:- Advancements in AI have made scams even more convincing. Scammers use AI-generated photos to create flawless, yet fake, profile pictures. These images often lack natural imperfections, making them hard to spot. Deepfake technology is also being used for video calls. Some scammers use pre-recorded AI-generated videos to fake live interactions. If a person’s expressions don’t match their words or their screen glitches oddly, it could be a deepfake.
• How to Stay Safe:-
  • Always verify the identities of those who contact you on these sites. A simple reverse image search can reveal if someone’s profile picture is stolen.
  • Avoid clicking suspicious links or downloading unknown apps sent by strangers. These can be used to steal your personal information.
  • Trust your instincts. If something feels off, it probably is. Stay alert and protect yourself from online romance scams.

Best Online Safety Practices

• Prioritize Social Media Privacy:- Review and update your privacy settings regularly. Think before you share and be mindful of who can see your posts/stories. Avoid oversharing personal details.
• Report Suspicious Activities:- Even if a scam attempt doesn’t succeed, report it. Indian Cyber Crime Coordination Centre (I4C) 'Report Suspect' feature allow users to flag potential threats, helping prevent cybercrimes.
• Think Before You Click or Download:- Avoid clicking on unknown links or downloading attachments from unverified sources. These can be traps leading to phishing scams or malware attacks.
• Protect Your Personal Information:- Be cautious with whom and how you share your sensitive details online. Cybercriminals exploit even the smallest data points to orchestrate fraud.

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Introduction

To combat the problem of annoying calls and SMS, telecom regulator TRAI has urged service providers to create a uniform digital platform in two months that will allow them to request, maintain, and withdraw customers’ approval for promotional calls and messages. In the initial stage, only subscribers will be able to initiate the process of registering their consent to receive promotional calls and SMS, and later, business entities will be able to contact customers to seek their consent to receive promotional messages, according to a statement issued by the Telecom Regulatory Authority of India (TRAI) on Saturday.

TRAI Directs Telecom Providers to Set Up Digital Platform

TRAI has now directed all access providers to develop and deploy the Digital Consent Acquisition (DCA) facility for creating a unified platform and process to digitally register customers’ consent across all service providers and principal entities. Consent is received and maintained under the current system by several key entities such as banks, other financial institutions, insurance firms, trading companies, business entities, real estate businesses, and so on.

The purpose, scope of consent, and the principal entity or brand name shall be clearly mentioned in the consent-seeking message sent over the short code,” according to the statement.

It stated that only approved online or app links, call-back numbers, and so on will be permitted to be used in consent-seeking communications.

TRAI issued guidelines to guarantee that all voice-based Telemarketers are brought under a single Distributed ledger technology (DLT) platform for more efficient monitoring of nuisance calls and unwanted communications. It also instructs operators to actively deploy AI/ML-based anti-phishing systems as well as to integrate tech solutions on the DLT platform to deal with malicious calls and texts.

TRAI has issued two separate Directions to Access Service Providers under TCCCPR-2018 (Telecom Commercial Communications Customer Preference Regulations) to ensure that all promotional messages are sent through Registered Telemarketers (RTMs) using approved Headers and Message Templates on Distributed Ledger Technologies (DLT) platform, and to stop misuse of Headers and Message Templates,” the regulator said in a statement.

Users can already block telemarketing calls and texts by texting 1909 from their registered mobile number. By dialing 1909, customers can opt out of getting advertising calls by activating the do not disturb (DND) feature.

Telecom providers operate DLT platforms, and businesses involved in sending bulk promotional or transactional SMS must register by providing their company information, including sender IDs and SMS templates.

According to the instructions, telecom companies will send consent-seeking messages using the common short code 127. The goal, extent of consent, and primary entity/brand name must be clearly stated in the consent-seeking message delivered via the shortcode.

TRAI stated that only whitelisted URLs/APKs (Android package kits file format)/OTT links/call back numbers, etc., shall be used in consent-seeking messages.

Telcos must “ensure that promotional messages are not transmitted by unregistered telemarketers or telemarketers using telephone numbers (10 digits numbers).” Telecom providers have been urged to act against all erring telemarketers in accordance with the applicable regulations and legal requirements.

Users can, however, refuse to receive any consent-seeking messages launched by any significant Telcos have been urged to create an SMS/IVR (interactive voice response)/online service for this purpose.

According to TRAI’s timeline, the consent-taking process by primary companies will begin on September 1.According to a nationwide survey conducted by a local circle, 66% of mobile users continue to receive three or more bothersome calls per day, the majority of which originate from personal cell numbers.

There are scams surfacing on the internet with new types of scams, like WhatsApp international call scams. The latest scam is targeting Delhi police, the scammers pretend to be police officials of Delhi and ask for the personal details of the users and the calling them from a 9-digit number.

A recent scam

A Twitter user reported receiving an automated call from +91 96681 9555, stating, “This call is from Delhi Police.” It went on to ask her to stay in the queue since some of her documents needed to be picked up. Then he said he is a sub-inspector at New Delhi’s Kirti Nagar police station. He then questioned if she had lately misplaced her Aadhaar card, PAN card, or ATM card, to which she replied ‘no’. The fraudster then claims to be a cop and asks her to validate the final four digits of her card because they have discovered a card with her name on it. And so many other people tweeted about this.

The scams are constantly increasing as earlier these scammers asked for account details and claimed to be Delhi police and used 9-digit numbers for scamming people.

TRAI’s new guidelines regarding the consent to receive any promotional calls and messages to telecommunication providers will be able to curb the scams.

The e- KYC is an essential requirement as e-KYC offers a more secure identity verification process in an increasingly digital age that uses biometric technologies to provide quick results.

Conclusion

The aim is to prevent unwanted calls and communications sent to customers via digital methods without their permission. Once this platform is implemented, an organization can only send promotional calls or messages with the customer’s explicit approval. Companies use a variety of methods to notify clients about their products, including phone calls, text messages, emails, and social media. Customers, however, are constantly assaulted with the same calls and messages as a result of this practice. With the constant increase in scams, the new guideline of TRAI will also curb the calling of Scams. digital KYC prevents SIM fraud and offers a more secure identity verification method.

Introduction

Significantly, in March 2023, the Prevention of Money Laundering Act, 2002's regulations placed Virtual Digital Asset Service Providers functioning located under the purview of the Anti Money Laundering/Counter Financing of Terrorism (AML-CFT) scheme. An important step toward controlling VDA SP operations and guaranteeing adherence to Anti-Money Laundering and Combating the Financing of Terrorism (AML-CFT) regulations.

The significance of AML-CFT procedures

The AML-CFT framework's incorporation of Virtual Digital Asset Service Providers (VDA SPs) is essential for protecting the banking industry from illegal activities including the laundering of funds and counter-financing of terrorist attacks. These regulations become more crucial as the market for digital assets develops and becomes more well-known.

The practice of money laundering is hiding the source of the sum received illegally, thus it's critical to have strict policies in place to track down and stop these kinds of operations. Furthermore, funding for terrorism is a serious danger to international safety, hence stopping the flow of money to terrorist companies is a top concern for global officials.

The goal of policymakers' move to include VDA SPs in the AML-CFT architecture is to set up control and surveillance procedures that will guarantee these organisations' open and honest operations. This involves tracking transactions, flagging questionable activity, and conducting extensive customer investigations. Incorporating such procedures not only reduces the potential for financial crimes but also builds confidence and trust in the electronic asset market.

It is important to see the significance of AML-CFT procedures and the changes in the legal framework to reflect the evolving characteristics of digital currencies. These procedures are essential to preserving the reliability and safety of the wider banking system.

Notifications of Compliance Show Cause

Under Section 13 of the PMLA Act 2002, FIU IND sent adherence Show Cause Notices to nine offshore Virtual Digital Asset Service Providers (VDA SPs) as part of its dedication to upholding compliance with regulations. This affirmative step requires organisations to be scrutinised and attempted to bring them under inspection.

Governmental Response

The Director of FIU IND has addressed the Secretary of the Ministry of Electronics and Information Technology to take further measures due to the disregard of offshore firms. According to the notification, URLs connected to these organisations that operate in India in violation of the PML Act's requirements must be blocked. 

Mandatory Registration for VDA SPs

Virtual Digital Asset Service Providers (both onshore and offshore) who perform a range of operations, including the trading of digital goods for monetary currencies, the distribution of digital currency, and the management or preservation of electronic assets, are now obliged to register with FIU.

Range of Statutory Responsibilities

In accordance with the PML Act, VDA SPs are subject to several requirements, including documentation, disclosure, and other duties. One of their responsibilities is to register with the FIU IND. The primary focus is on guaranteeing that VDA SPs comply with AML-CFT protocols, hence enhancing the general reliability of the banking industry.

Difficulties with Offshore Compliance

There are many obstacles in guaranteeing that offshore organisations comply with Anti Money Laundering/Counter Financing of Terrorism (AML-CFT), chief amongst them being their unwillingness to undergo registration. Some overseas Virtual Digital Asset Service Providers (VDA SPs) have been reluctant to comply with the existing rules and regulations, even though they cater to a significant number of Indian users. There are several reasons for this hesitation, such as worries about heightened monitoring, the expense of compliance, and the apparent complexity of governmental processes. Regulatory organisations have taken steps to close the discrepancy between offshore businesses' real activities and the regulations they must follow. In addition to maintaining the trustworthiness of the economic system, resolving the issues with offshore adherence is essential for promoting confidence and openness in the market for electronic assets.

Conclusion

FIU IND has demonstrated its dedication to creating an effective regulatory framework for Virtual Digital Asset Service Providers through its recent measures. India hopes to fortify its countermeasures against money laundering and safeguard the financial well-being of its users by expanding the AML-CFT legislation to offshore firms. The continuous efforts to restrict the URLs of non-compliant companies show a proactive approach to stopping illicit activity and fostering a safe and law-abiding virtual asset ecosystem. The safety and soundness of the banking sector will be crucially maintained by laws and regulations as the digital world develops.

References

• https://pib.gov.in/PressReleasePage.aspx?PRID=1991372
• https://www.thehindubusinessline.com/books/reviews/business-economy/fiu-ind-issues-compliance-showcause-notices-to-nine-offshore-vda-sps/article67684613.ece
• https://business.outlookindia.com/news/fiu-issues-notice-to-9-offshore-crypto-platforms-writes-to-meity-for-blocking-of-urls