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Introduction

In the age of advanced technology, Cyber threats continue to grow, and so are the cyber hubs. A new name has been added to the cyber hub, Purnia, a city in India, is now evolving as a new and alarming menace-biometric cloning and financial crimes. This emerging cyber threat involves replicating an individual’s biometric data, such as fingerprint or facial recognition, to gain unauthorised access to their bank accounts and carry out fraudulent activities. In this blog, we will have a look at the methods employed, the impact on individuals and institutions, and the necessary steps to mitigate the risk.

The Backdrop

Purnia, a bustling city in the state of Bihar, India, is known for its rich cultural heritage, However, underneath its bright appearance comes a hidden danger—a rising cyber threat with the potential to devastate its citizens’ financial security. Purnia has seen the growth of a dangerous trend in recent years, such as biometric cloning for financial crimes, after several FIRs were registered with Kasba and Amaur police stations. The Police came into action and started an investigation.

Modus Operandi unveiled

The modus Operandi of cyber criminals includes hacking into databases, intercepting data during transactions, or even physically obtaining fingerprints of facial images from objects or surfaces. Let’s understand how they gathered all this data and why Bihar was not targeted.

These criminals are way smart they operate in the three states. They targeted and have open access to obtain registry and agreement paperwork from official websites, albeit it is not available online in Bihar. As a result, the scam was conducted in other states rather than Bihar; further, the fraudsters were involved in downloading the fingerprints, biometrics, and Aadhaar numbers of buyers and sellers from the property registration documents of Andhra Pradesh, Haryana, and Telangana.

After Cloning fingerprints, the fraudster withdrew money after linking with Aadhaar Enabled Payment System (AEPS) from various bank accounts. The fraudsters stamped the fingerprint on rubber trace paper and utilised a polymer stamp machine and heating at a specific temperature with a chemical to make duplicate fingerprints used in unlawful financial transactions from several consumers’ bank accounts.

Investigation Insight

After the breakthrough, the police teams recovered a large number of smartphones, ATM cards, rubber stamps of fingerprints, Aadhar numbers, scanners, Stamp machines, laptops, and chemicals, and along with this, 17 people were arrested.

During the investigation, it was found that the cybercriminals employ Sophisticated money laundering techniques to obscure the illicit origins of the stolen funds. The fraudsters transfer money into various /multiple accounts or use cryptocurrency. Using these tactics makes it more challenging for authorities to trace back money and get it back.

Impact of biometric Cloning scam

The Biometric scam has far-reaching implications both for society, Individuals, and institutions. These kinds of scams cause financial losses and create emotional breakdowns, including anger, anxiety, and a sense of violation. This also broke the trust in a digital system.

It also seriously impacts institutions. Biometric cloning frauds may potentially cause severe reputational harm to financial institutions and organisations. When clients fall prey to such frauds, it erodes faith in the institution’s security procedures, potentially leading to customer loss and a tarnished reputation. Institutions may suffer legal and regulatory consequences, and they must invest money in investigating the incident, paying victims, and improving their security systems to prevent similar instances.

Raising Awareness

Empowering Purnia Residents to Protect Themselves from Biometric Fraud: Purnia must provide its inhabitants with knowledge and techniques to protect their personal information as it deals with the increasing issue of biometric fraud. Individuals may defend themselves from falling prey to these frauds by increasing awareness about biometric fraud and encouraging recommended practices. This blog will discuss the necessity of increasing awareness and present practical recommendations to help Purnia prevent biometric fraud. Here are some tips that one can follow;

• Securing personal Biometric data: It is crucial to safeguard personal biometric data. Individuals should be urged to secure their fingerprints, face scans, and other biometric information in the same way that they protect their passwords or PINs. It is critical to ensure that biometric data is safely maintained and shared with only trustworthy organisations with strong security procedures in place.
• Verifying Service providers: Residents should be vigilant while submitting biometric data to service providers, particularly those providing financial services. Before disclosing any sensitive information, it is important to undertake due diligence and establish the validity and reliability of the organisation. Checking for relevant certificates, reading reviews, and getting recommendations can assist people in making educated judgments and avoiding unscrupulous companies.
• Personal Cybersecurity: Individuals should implement robust cybersecurity practices to reduce the danger of biometric fraud. This includes using difficult and unique passwords, activating two-factor authentication, upgrading software and programs on a regular basis, and being wary of phishing efforts. Individuals should also refrain from providing personal information or biometric data via unprotected networks or through untrustworthy sources.
• Educating the Elderly and Vulnerable Groups: Special attention should be given to educating the elderly and other vulnerable groups who may be more prone to scams. Awareness campaigns may be modified to their individual requirements, emphasising the significance of digital identities, recognising possible risks, and seeking help from reliable sources when in doubt. Empowering these populations with knowledge can help keep them safe from biometric fraud.

Measures to Stay Ahead

As biometric fraud is a growing concern, staying a step ahead is essential. By following these simple steps, one can safeguard themselves.

• Multi-factor Authentication: MFA is one of the best methods for security. MFA creates multi-layer security or extra-layer security against unauthorised access. MFA incorporates a biometric scan and a password.
• Biometric Encryption: Biometric encryption securely stores and transmits biometric data. Rather than keeping raw biometric data, encryption methods transform it into mathematical templates that cannot be reverse-engineered. These templates are utilised for authentication, guaranteeing that the original biometric information is not compromised even if the encrypted data is.
• AI and Machine Learning (ML): AI and ML technologies are critical in detecting and combating biometric fraud. These systems can analyse massive volumes of data in real-time, discover trends, and detect abnormalities. Biometric systems may continually adapt and enhance accuracy by employing AI and ML algorithms, boosting their capacity to distinguish between legitimate users and fraudulent efforts.

Conclusion

The Biometric fraud call needs immediate attention to protect the bankers from the potential consequences. By creating awareness, we can save ourselves; additionally, by working together, we can create a safer digital environment. The use of biometric verification was inculcated to increase factor authentication for a banker. However, we see that the bad actors have already started to bypass the tech and even wreak havoc upon the netizens by draining their accounts of their hard-earned money. The banks and the cyber cells nationwide need to work together in synergy to increase awareness and safety mechanisms to prevent such cyber crimes and create effective and efficient redressal mechanisms for the citizens.

Reference

https://www.hindustantimes.com/cities/patna-news/purnia-emerges-as-cyber-fraud-hotspot-as-biometric-data-used-for-online-swindling-police-arrest-17-and-recover-cloning-equipment-1016841669436

Introduction

Summer vacations have always been one of the most anticipated times in a child’s life. In earlier times, it was something entirely different. The season was filled with outdoor games, muddy hands, mango-stained mouths, and stories shared with cousins under the stars. Children lived in the moment, playing in parks, riding bicycles, and inventing new adventures without a screen in sight. Today, those same summer days are shaped by glowing devices, virtual games, and hours spent online. While technology brings learning and entertainment, it also invites risks that parents cannot ignore. The Cyber Mom Toolkit is here to help you navigate this shift, offering simple and thoughtful ways to keep your children safe, balanced, and joyful during these screen filled holidays.
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The Hidden Cyber Risks of Summer Break

With increased leisure time and less supervision, children are likely to venture into unknown reaches of the internet. I4C reports indicate that child-related cases, such as cyberbullying, sextortion, and viewing offensive content, surge during school vacations. Gaming applications, social networking applications, and YouTube can serve as entry points for cyber predators and spammers. That's why it is important that parents, particularly mothers know what digital spaces their children live in and how to intervene appropriately.

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Your Action Plan for Being a Cyber Smart Mom

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Moms Need to Get Digitally Engaged 

You do not need to be a tech expert to become a cyber smart mom. With just a few simple digital skills, you can start protecting your child online with confidence and ease.

1. Know the Platforms Your Children Use

Spend some time investigating apps such as Instagram, Snapchat, Discord, YouTube, or computer games like Roblox and Minecraft. Familiarise yourself with the type of content, chat options, and privacy loopholes they may have.

2. Install Parental Controls

Make use of native features on devices (Android, iOS, Windows) to limit screen time, block mature content, and track downloads. Applications such as Google Family Link and Apple Screen Time enable parents to control apps and web browsing. 

3. Develop a Family Cyber Agreement

• Establish common rules such as:
• No devices in bedrooms past 9 p.m.
• Add only safe connections on social media.
• Don't open suspicious messages or click on mysterious links.
• Always tell your mom if something makes you feel uncomfortable online.

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‍Talk Openly and Often

Kids tend to hide things online because they don't want to get punished or embarrassed. Trust is built better than monitoring. Here's how:

• Have non-judgmental chats about what they do online.
• Use news reports or real-life cases as conversation starters: "Did you hear about that YouTuber's hacked account?
• Encourage them to question things if they're confused or frightened.
• Honour their online life as a legitimate aspect of their lives.

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Look for the Signs of Online Trouble

Stay alert to subtle changes in your child’s behavior, as they can be early signs of trouble in their online world.

• Sudden secrecy or aggression when questioned about online activity.
• Overuse of screens, particularly in the evening.
• Deterioration in school work or interest in leisure activities.
• Mood swings, anxiety, or withdrawn behaviour.

If you notice these, speak to your child calmly. You can also report serious matters such as cyberbullying or blackmail on the Cybercrime Helpline 1930 or visit https://cybercrime.gov.in

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Support Healthy Digital Behaviours

Teach your kids to be good netizens by leading them to:

• Reflect Before Posting: No address, school name, or family information should ever appear in public posts.
• Set Strong Passwords: Passwords must be long, complicated, and not disclosed to friends, even best friends.
• Enable Privacy Settings: Keep social media accounts privately. Disable location sharing. Restrict comments and messages from others.
• Vigilance: Encourage them to spot fake news, scams, and manipulative ads. Critical thinking is the ultimate defence.

Stay alert to subtle changes in your child’s behavior, as they can be early signs of trouble in their online world.

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Where to Learn More and Get Support as a Cyber Mom

Cyber moms looking to deepen their understanding of online safety can explore a range of helpful resources offered by CyberPeace. Our blog features easy-to-understand articles on current cyber threats, safety tips, and parenting guidance for the digital age. You can also follow our social media pages for regular updates, quick tips, and awareness campaigns designed especially for families. If you ever feel concerned or need help, the CyberPeace Helpline is available to offer support and guidance. (+91 9570000066 or write to us at helpline@cyberpeace.net). For those who want to get more involved, joining the CyberPeace Corps allows you to become part of a larger community working to promote digital safety and cyber awareness across the country.

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Empowering Mothers Empowers Society

We at CyberPeace feel that every mother, irrespective of her background and technological expertise, has the potential to be a Cyber Mom. The intention is not to control the child but to mentor towards safer decisions, identify issues early, and prepare them for a lifetime of online responsibility. Mothers are empowered when they know. And children are safe when they are protected.

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Conclusion

The web isn't disappearing, and neither are its dangers. But when mothers are digital role models, they can make summer screen time a season of wise decisions. This summer, become a Cyber Mom: someone who learns, leads, and listens. Whether it's installing a parental control app, discussing openly about cyberbullying, or just asking your child, "What did you discover online today? " that engagement can make a difference. This summer break, help your child become digitally equipped with the skills and knowledge they need to navigate the online world safely and confidently.

Cyber safety starts at home, and there's no better point of departure than being alongside your child, rather than behind them.

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References

• https://cybercrime.gov.in
• https://support.apple.com/en-in/HT208982
• https://beinternetawesome.withgoogle.com
• https://www.cyberpeace.org
• https://ncpcr.gov.in

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What are Wi-Fi attacks?

Wi-fi is an important area of cyber security and there is no need for physical cable for the network. Wi-Fi has access to a network signal radius everywhere. The devices and systems can have a network without physical access due to Wi-fi. But everything comes with cons and pros, and if we talk about cybersecurity, it has been established that Wi-fi networks are extremely vulnerable to security breaches and it is very easy to be hacked by hackers. Wi-Fi can be accessed by almost every device in the modern day: it can be smartphones, tablets, computers, and laptops. To know whether someone has been tampering with your personal Wi-Fi there are certain signs that can prove it. The first and most important sign is that your internet speed gets slower, as someone else is using your Wi-Fi surf.

Why would anyone hack someone’s Wi-Fi network?

Usually, hackers hack the network because they want access to the confidential data of someone and they can observe all the online activities and data that have been sent through a network. An unauthorize hacker will pretty much be able to see everything you do online. Wi-Fi allows hackers o view information on sites. Any financial information which is saved in the browser can be accessed by hackers and they can alter it and can alter the content you see online. And all the information saved in Wi-fi networks can be used by hackers for their own benefit, they can sell it, impersonate you, or even take money out of your bank through Wi-Fi.

Avoiding vulnerable Wi-Fi networks

The first and foremost rule of protection is that you should not use public networks if that network is easily open to you then that is also available to others and from others, and someone can who wishes to use your confidential and sensitive information, can access that.  If you really need to access the public network in an urgent situation, then you must make sure to limit your activities while connected. And avoid accessing your online banking or pages that require login information. Also, a good measure to take as well is to always delete your cookies after using public WIFI.

How To Secure Your Home Wi-Fi Network

Your home’s wireless internet connection is your Wi-Fi network. Typically, a wireless router is used, which broadcasts a signal into the atmosphere. You can connect to the internet using that signal. However, if your network is not password-protected, any nearby device can grab the signal off the air and connect to your internet. The benefit of Wi-Fi? Wireless access to the internet is possible. The negative? Your internet activity, including your personal information, may be visible to neighboring users who connect to your unprotected network. Furthermore, if someone uses your network to conduct a crime or send out unauthorized spam, you might be held accountable.

Wi-Fi or Li-Fi? –

The common consensus is that Li-Fi technology is more secure than Wi-Fi. Li-Fi systems can be made more secure by integrating a variety of security features. Although these qualities might appear when Li-Fi is widely used in the near future, it is already thought to be safer because of a number of security features. Since the connection’s characteristics make it simpler to lock connections, limit access, and track users even in the absence of encryption and other security features, Li-Fi is seen as being safer. Li-Fi systems will be able to support new security protocols, which will not only enable high-speed networking but also open the door for innovative security techniques to strengthen connections.

Conclusion

A hacker can sniff the network packets without having to be in the same building where the network is located. As wireless networks communicate through radio waves, a hacker can easily sniff the network from a nearby location. Most attackers use network sniffing to find the SSID and hack a wireless network.

Any wireless network can theoretically be attacked in a number of different ways. Use of the default SSID or password, WPS pin authentication, insufficient access control, and leaving the access point available in open locations are all examples of potential vulnerabilities that could allow for the theft of sensitive data. Kismet’s architecture in WIDS mode may guard against DOS, MiTM, and MAC spoofing attacks. routine software updates on the other hand, the use of firewalls may help defend the network against outside intrusion. The act of finding infrastructure issues that could allow harmful code to be injected into a service, system, or organization is known as ethical hacking. They use this technique to prevent invasions by lawfully breaking into networks and looking for weak spots.