TRAI’s Consultation Paper

Introduction:

With improved capabilities and evasion strategies, the Vultur banking Trojan has reappeared and is a serious danger to Android users. The virus now employs numerous encrypted payloads, encrypted communication, and poses as legitimate apps. It is transmitted by trojanized dropper programs on the Google Play Store. Vultur targets victims via phone calls and SMS messages. With the help of this updated version of Vultur, attackers may take total control of compromised devices. They can perform a variety of remote control operations like install, remove, upload, and download files, halt the execution of programs, and circumvent the lock screen. The virus is now far more hazardous than it was previously because of its improved capacity to remotely access and manipulate machines.

Overview: 

The Android banking malware Vultur is well-known for its ability to record screens. It was first identified by ThreatFabric in March 2021 and targets banking apps for remote control and keylogging.

The malicious apps were hosted on the Google Play Store by the Brunhilda dropper-framework, which was used for its distribution. Initial versions of the program used reputable remote access tools such as ngrok and AlphaVNC.

Hybrid attacks have been used in recent operations to disseminate the Brunhilda dropper via phone calls and SMS. The dropper uses a number of payloads to distribute an upgraded version of Vultur.

41 new Firebase Cloud Messaging (FCM) commands and seven new Command-and-Control (C2) methods are included in the most recent version of Vultur. 

With the help of Android's Accessibility Services, these enhancements concentrate on remote access functionality that improves the malware's capacity to communicate with the victim's screen.

Modus operandi of Attack:

Hybrid Attack Method:

• Utilizes a phone call, two SMS messages, and trick users into installing malware.

• First SMS tricks victims into calling a certain number by claiming to have made significant, unlawful transactions, which gives the impression of urgency.

• Although there was no transaction in reality, the urgency motivates victims to act quickly.

Trozonized MacAfee App:

• The victims are told to install a trojanized version of the McAfee Security program from a given link during the phone call.

• This app looks harmless and has features similar to the original McAfee Security app, but it's actually the Brunhilda dropper.

• The victims are misled into assuming that the security software they are installing is authentic.

Execution of Vultur Payloads:

• Three payloads connected to Vultur are decrypted and executed via the Brunhilda dropper.

• Threat actors can carry out a variety of malicious operations, including keylogging and screen recording, on the victim's mobile device thanks to these payloads, which grant them total access over it.

• The infected device of the victim allows the threat actors to launch additional assaults or obtain private data.

Indication of the attack:

The symptoms of a Vultur banking Trojan infection include:

• Remote Access: This malware gives the hacker the ability to remotely use the infected device via clicking, scrolling, and swiping through Android's accessibility services.

• File Management: Through this, the malware is able to copy, share, remove, create, and locate files from devices it has infected.

• App Blocking: For instance; the malicious software can be programmed to stop the victims from opening a certain bunch of apps.

• Custom Notifications: Attackers can embed the malware with the functionality of displaying the customized notifications in the taskbar.

• Keyguard Disabling: The malware may be designed to turn off Screen Lock Guard feature so the lock screen security measure can be easily bypassed.

• Encrypted C2 Communication: The malware chooses AES data encryption, with Base64 text encoding to provide hidden traces for C2 communication.

• Payload Decryption: The malware uses native code, mostly written in C as well as C++, to decode the goods, thus, making a process of reversing more complicated.

• Spying on Financial Apps: The malware uses screen-streaming and keylogging as ways of acquiring facts about the victim’s mobile banking applications.

Indicator of Compromise:

File hash (SHA-256)

• edef007f1ca60fdf75a7d5c5ffe09f1fc3fb560153633ec18c5ddb46cc75ea21
• 89625cf2caed9028b41121c4589d9e35fa7981a2381aa293d4979b36cf5c8ff2
• 1fc81b03703d64339d1417a079720bf0480fece3d017c303d88d18c70c7aabc3
• 4fed4a42aadea8b3e937856318f9fbd056e2f46c19a6316df0660921dd5ba6c5
• 001fd4af41df8883957c515703e9b6b08e36fde3fd1d127b283ee75a32d575fc
• fc8c69bddd40a24d6d28fbf0c0d43a1a57067b19e6c3cc07e2664ef4879c221b
• 7337a79d832a57531b20b09c2fc17b4257a6d4e93fcaeb961eb7c6a95b071a06
• 7f1a344d8141e75c69a3c5cf61197f1d4b5038053fd777a68589ecdb29168e0c
• 26f9e19c2a82d2ed4d940c2ec535ff2aba8583ae3867502899a7790fe3628400
• 2a97ed20f1ae2ea5ef2b162d61279b2f9b68eba7cf27920e2a82a115fd68e31f
• c0f3cb3d837d39aa3abccada0b4ecdb840621a8539519c104b27e2a646d7d50d
• 92af567452ecd02e48a2ebc762a318ce526ab28e192e89407cac9df3c317e78d
• fa6111216966a98561a2af9e4ac97db036bcd551635be5b230995faad40b7607
• dc4f24f07d99e4e34d1f50de0535f88ea52cc62bfb520452bdd730b94d6d8c0e
• 627529bb010b98511cfa1ad1aaa08760b158f4733e2bbccfd54050838c7b7fa3
• f5ce27a49eaf59292f11af07851383e7d721a4d60019f3aceb8ca914259056af
• 5d86c9afd1d33e4affa9ba61225aded26ecaeb01755eeb861bb4db9bbb39191c
• 5724589c46f3e469dc9f048e1e2601b8d7d1bafcc54e3d9460bc0adeeada022d
• 7f1a344d8141e75c69a3c5cf61197f1d4b5038053fd777a68589ecdb29168e0c
• fd3b36455e58ba3531e8cce0326cce782723cc5d1cc0998b775e07e6c2622160
• 819044d01e8726a47fc5970efc80ceddea0ac9bf7c1c5d08b293f0ae571369a9
• 0f2f8adce0f1e1971cba5851e383846b68e5504679d916d7dad10133cc965851
• fb1e68ee3509993d0fe767b0372752d2fec8f5b0bf03d5c10a30b042a830ae1a
• d3dc4e22611ed20d700b6dd292ffddbc595c42453f18879f2ae4693a4d4d925a
• f4d7e9ec4eda034c29b8d73d479084658858f56e67909c2ffedf9223d7ca9bd2
• 7ca6989ccfb0ad0571aef7b263125410a5037976f41e17ee7c022097f827bd74
• c646c8e6a632e23a9c2e60590f012c7b5cb40340194cb0a597161676961b4de0

Command and Control Servers

• safetyfactor[.]online
• cloudmiracle[.]store
• flandria171[.]appspot[.]com (FCM)
• newyan-1e09d[.]appspot[.]com (FCM)

Droppers distribution URL’s

• mcafee[.]960232[.]com
• mcafee[.]353934[.]com
• mcafee[.]908713[.]com
• mcafee[.]784503[.]com
• mcafee[.]053105[.]com
• mcafee[.]092877[.]com
• mcafee[.]582630[.]com
• mcafee[.]581574[.]com
• mcafee[.]582342[.]com
• mcafee[.]593942[.]com
• mcafee[.]930204[.]com

Steps to be taken when your device is compromised?.

• Change the password: Vultur revealed multiple cases where threat actors can gain access to your financial and private information. To safeguard your account, reset passwords on other devices and create secure, unique passwords during the time. Instead of simply storing your password, a reputed password manager is the most secure way of storing information.

• Keep an eye on your transactions and accounts: It is advised that you regularly monitor your online accounts for any unusual or illegal activity. Keep a watch out for any irregularities, and report anything suspicious to the provider or authorities straight immediately.. Also check your credit reports and scores attentively to make sure that your identity or cards are not compromised.

• Make sure you are using identity theft protection: Many pieces of information about your identity are stored in an Android device. Cyber criminals can easily get hold of this data and make major damage to you, including stealing your money and identity. For your own protection, some of the identity theft protection services that monitor all your personal information and notify you on any unusual activity and, as well, helps you to freeze your accounts would be beneficial.

• Immediately get in touch with your banks and credit card companies: Your personal information such as credit card or bank details is of high risk to be exposed to hackers who could use them to make transactions without you knowing. You should inform your credit card and the lending bank about the situation as soon as possible. They would help you if your cards were used for fraudulent charges and your card be either frozen or canceled. Besides, they can get new cards issued.

• Make your contacts alert regarding the fraud you faced: Threat actors may access your social media or email accounts to send phishing messages or spam to people in your contact list, if they gain access to them. Moreover, they may masquerade as you and try to extort cash from you or disclose your personal information. Distributing a message to your contacts stating that they shouldn’t open or reply to any messages that look like they are not from you and look very strange or suspicious, will be a great idea.

• Make a backup and wipe all your device content in factory settings: You can always factory reset your device to ensure it is free of viruses and spyware. In other words, it will refresh Android and leave behind all your data and settings. Back up all the critical data prior to processing it and assure that everything is restored from a trustworthy source only.

Preventive measures to be taken:

• Avoid calling back to the hacker: If a hacker texts you claiming to have approved a sizable bank transaction, refrain from picking up the phone. You can always check by making a call to your own financial intuition. However, never pick up on an unknown number that someone else sends you.

• Avoid sideloading apps and shortened URLs: Try to avoid sideloading apps. That's the moment when you install apps from unofficial sources. Users may be tricked into downloading malware using short URLs.

• Be careful granting permissions: Be cautious when allowing permissions for apps. Think about whether an app really needs access to specific data or device functions.

• Limit the apps you have on your phone: On your phone, having plenty of apps might sometimes make it easier to become infected with malware. Over time, these apps may allow harmful code to enter your system, and the more programs you have to update and monitor, the greater the risk to your Android device. This is how to remove pointless apps from your Android device.

• Download apps from reputable sources: Additionally, make sure the programs you download are from reputable and authorized developers. Do your homework and read reviews before you install.

• Keep your Android device updated: With the help of software and security upgrades, your phone can automatically maintain security. Remember to install them.

• Have good antivirus software on all your devices: The best defense against malware on all of your devices is to install antivirus software. By blocking you from clicking on potentially dangerous links, antivirus software can keep malware off your devices and keep hackers from accessing your personal data.

Conclusion:

Vultur is a terrifying banking Trojan with a great deal of sophistication. It's unsettling that hackers can take complete control of your Android device, which emphasizes how crucial it is that you take precautions. It all starts with a text message in these attacks. You must take the time to independently contact your banking institution to check whether there are any issues. You may prevent having your entire device compromised and your personal information exposed by simply investing an additional few minutes.

Reference:

• https://research.nccgroup.com/2024/03/28/android-malware-vultur-expands-its-wingspan/
• https://www.threatfabric.com/blogs/vultur-v-for-vnc\
• https://www.tomsguide.com/computing/malware-adware/this-nasty-android-banking-trojan-lets-hackers-completely-hijack-your-phone-how-to-stay-safe
• https://thehackernews.com/2024/04/vultur-android-banking-trojan-returns.html?m=1
• https://www.smallbiztechnology.com/archive/2024/04/vultur-trojan-heightens-android-app-security-risks.html/
• https://securityaffairs.com/161320/malware/vultur-banking-trojan-android.html
• https://www.malwarebytes.com/blog/detections/android-trojan-spy-vultur
• https://www.scmagazine.com/brief/updated-vultur-android-banking-trojan-emerges
• https://innovatecybersecurity.com/security-threat-advisory/windows-server-updates-blamed-for-domain-controller-crashes-kb5035855-and-kb5035857/

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Introduction

The European Union has fined the meta $ 1.3 billion for infringing the EU privacy laws by transferring the personal data of Facebook users to the United States. The EU fined Meta’s business in Ireland. As per the European Union, transferring Personal data to the US is a breach of the General data protection Regulation or European Union law on data protection and privacy.

GDPR Compliance

The terms of GDPR promise to gather users’ personal information legally and under strict conditions. And those who collect and manage personal data must protect users’ personal data from exploitation. The GDPR restricts an organisation’s capacity to transfer personal data outside the EU if the transfer is solely based on that body’s evaluation of the sufficiency of the personal data’s protection. Transfers should only be made where European authorities have determined that a third country, a territory within that third country, or an international organisation provides acceptable protection for data protection.

Violation by Meta

The punishment, announced by Ireland’s Data Protection Commission, might be one of the most significant in the five years since the European Union passed the landmark General Data Protection Regulation. According to regulators, Facebook failed to comply with a 2020 judgment by the European Union’s top court that Facebook data transferred over the Atlantic was not sufficiently safeguarded from American espionage agencies. However, whether Meta will ever need to encrypt Facebook users’ data in Europe is still being determined. Meta announced it would appeal the ruling, launching a potentially legal procedure.

Simultaneously, European Union and American officials are negotiating a new data-sharing pact that would provide legal protections for Meta and scores of other companies to continue moving information between the US and Europe. This pact could overturn much of the European Union’s Monday ruling.

Article 46(1) GDPR Has been violated by the meta, And as per the Irish privacy.  

What is required by the GDPR before transferring personal information across national boundaries?

Personal data transfers to countries outside the European Economic Area are generally permitted if these nations are regarded to provide a sufficient degree of data protection. According to Article 45 of the GDPR, the European Commission evaluates the degree of personal data protection in third countries.

The European Union judgment demonstrates how government rules are upending the borderless way data has traditionally migrated. Companies are increasingly being pressed to store data within the country where it is acquired rather than allowing it to transfer freely to data centres around the world as a result of data-protection requirements, national security laws, and other regulations.

The US internet giant had previously warned that if forced to stop using SCCs (standard contractual clauses) without a proper alternative data transfer agreement in place, it would be compelled to shut down services such as Facebook and Instagram in Europe.

What will happen next for Facebook in Europe?

The ruling includes a six-month transition period before it must halt data flows, meaning the service will continue to operate in the meantime. (More specifically, Meta has been given a five-month transition period to freeze any future transfer of personal data to the United States and a six-month deadline to terminate the unlawful processing and/or storage of European user data it has previously transferred without a legitimate legal basis. Meta has also stated that it will appeal and appears to seek a stay of execution while it pursues its legal arguments in court.

Conclusion

The GDPR places restrictions on transferring personal data outside the European Union to third-party nations or international bodies to ensure that the GDPR’s level of protection for individuals is not jeopardised. But the meta violated the European Union’s privacy laws by the user’s personal information to the US. Under the compliance of GDPR, transferring and sending personal information to users intentionally is an offence. and presently, the personal data of Facebook users has been breached by the Meta, as they shared the information with the US.

Introduction

The nation got its first consolidated data protection regulation in the form of the Digital Personal Data Protection Act, 2023, in the month of August, and the Indian netizens got their independence in terms of data protection and privacy. The act lays heavy penalties for non-compliance with the provisions, and the same is under the jurisdiction of a Data Protection Board set up by the Central Government, which enjoys powers equivalent to a civil court. The act upholds the right to data privacy as the fundamental right under Article 19 (1)(A) and 21 of the Constitution of India. The same has been judicially supported in the form of the landmark judgement,  Jus. K.S Puttawamy vs. Union of India of 2018. Let us take a look at the impact the act will make on the Indian netizens. 

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What is Personal Data? 

Personal Data refers to any form of digitised data which can be directly replicated by any person. This includes email IDs, mobile numbers, health data, banking data, photos, etc. A person to whom the personal data belongs is called the Data Principle. A Data principle is anyone who is above the age of 18 years and consents to the data of children/minors. In the case of children/minors, it is mandatory for the parents or guardians to provide their express consent for the processing of personal data for all or any purposes. Any individual who is processing personal data is known as the Data Fiduciry, and individuals registered under the act may act as consent managers to make the consent transparent.  When it comes to the rights of the netizens, it is seen that the act is created with an aspect of  “Safety by Design” to secure the rights and responsibilities of the netizens. 

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Rights secured under the DPDP Act 2023

• Right to Grievance Redressal: The Data fiduciary and the consent manager are required to respond to the grievances of the Data Principal within a time period, which is soon to be prescribed, thus creating a blanket of responsibility for the data fiduciary and consent manager. 
• Right to Nominate: Data Principals have the right to nominate any other individual who shall, in the event of death or incapacity of the data principal, exercise his/her rights.  
• Right to access to information: The Data principal has the right to seek confirmation from Data fiduciaries regarding the processing of their personal data and the summary of the processed data as well. 
• Right to Erasure and Correction: Data principals can reach out to the data fiduciaries in order to exercise their right to correct, complete, update and erasure of their personal data.  
• Territorial Rights: The data is to be processed within India, and processing outside India should be in regard to the services provided in India. 
• Material Rights: The rights are applicable to any personal data collected in digitised form and also for the data collected in a non-digital form but subsequently digitised. 

Obligations for Data Fiduciaries 

The data fiduciaries are mandated to oblige with the following provisions in order to maintain compliance with the laws of the land and by securing the Digital rights of the netizens. 

These are the obligations of the data fiduciaries: 

• Implement technical and organisational measures to safeguard Personal Data. 
• Determine the legal grounds for processing and obtaining consent from Data principals where required. 
• Provide a privacy notice while obtaining consent from Data principals. 
• Implement a mechanism for data principals to exercise their rights.
• Implement a grievance redressal mechanism for handling the queries from Data principals. 
• Irrecoverably delete personal data after the purpose for which it was collected has expired or when the consent has been withdrawn. 
• Have a breach management policy to notify the data protection board and the data principals in accordance with prescribed timelines. 
• Sign a valid contract with Data processors to ensure key obligations are abided by them, including timely deletion of data. 

Conclusion 

As the world steps into the digital age, it is pertinent for the governments of the world to come up with efficient and effective legislation to protect cyber rights and responsibilities, but as cyberspace has no boundaries, nations need to work in synergy to protect their cyber interests and netizens. This can only begin once all nations have indigenous Cyber laws and rights to protect netizens, and the same has been addressed by the Indian Government in the form of the Digital Perosnl Data Protection Act, 2023. The future is full of emerging technologies and the evolution of cyber laws; hence, consolidating a basic legal structure now is of utmost importance and the same is expected to be strengthened in India by the soon-to-be-released Draft Digital India Bill.  

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