Securing Digital Banking: RBI Mandates Migration to [.]bank[.]in Domains
Introduction
The Reserve Bank of India (RBI) has mandated banks to switch their digital banking domains to 'Bank.in' by October 31, 2025, as part of a strategy to modernise the sector and maintain consumer confidence. The move is expected to provide a consistent and secure interface for online banking, as a response to the increasing threats posed by cybercriminals who exploit vulnerabilities in online platforms. The RBI's directive is seen as a proactive measure to address the growing concerns over cybersecurity in the banking sector.
RBI Circular - Migration to '.bank.in' domain
The official circular released by the RBI dated April 22, 2025, read as follows:
“It has now been decided to operationalise the ‘. bank.in’ domain for banks through the Institute for Development and Research in Banking Technology (IDRBT), which has been authorised by National Internet Exchange of India (NIXI), under the aegis of the Ministry of Electronics and Information Technology (MeitY), to serve as the exclusive registrar for this domain. Banks may contact IDRBT at sahyog@idrbt.ac.in to initiate the registration process. IDRBT shall guide the banks on various aspects related to application process and migration to new domain.”
“All banks are advised to commence the migration of their existing domains to the ‘.bank.in’ domain and complete the process at the earliest and in any case, not later than October 31, 2025.”
CyberPeace Outlook
The Reserve Bank of India's directive mandating banks to shift to the 'Bank.in' domain by October 31, 2025, represents a strategic and forward-looking measure to modernise the nation’s digital banking infrastructure. With this initiative, the RBI is setting a new benchmark in cybersecurity by creating a trusted, exclusive domain that banks must adopt. This move will drastically reduce cyber threats, phishing attacks, and fake banking websites, which have been major sources of financial fraud. This fixed domain will simplify verification for consumers and tech platforms to more easily identify legitimate banking websites and apps. Furthermore, a strong drop in online financial fraud will have a long-term effect by this order. Since phishing and domain spoofing are two of the most prevalent forms of cybercrime, a shift to a strictly regulated domain name system will remove the potential for lookalike URLs and fraudulent websites that mimic banks. As India’s digital economy grows, RBI’s move is timely, essential, and future-ready.
References
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Introduction
The Central Board of Secondary Education (CBSE) has issued a warning to students about fake social media accounts that spread false information about the CBSE. The board has warned students not to trust the information coming from these accounts and has released a list of 30 fake accounts. The board has expressed concern that these handles are misleading students and parents by spreading fake information with the name and logo of the CBSE. The board has has also clarified that it is not responsible for the information being spread from these fake accounts.
The Central Board of Secondary Education (CBSE), a venerable institution in the realm of Indian education, has found itself ensnared in the web of cyber duplicity. Impersonation attacks, a sinister facet of cybercrime, have burgeoned, prompting the Board to adopt a vigilant stance against the proliferation of counterfeit social media handles that masquerade under its esteemed name and emblem.
The CBSE, has revealed a list of approximately 30 spurious handles that have been sowing seeds of disinformation across the social media landscape. These digital doppelgängers, cloaked in the Board's identity, have been identified and exposed. The Board's official beacon in this murky sea of falsehoods is the verified handle '@cbseindia29', a lighthouse guiding the public to the shores of authentic information.
This unfolding narrative signifies the Board's unwavering commitment to tackle the scourge of misinformation and to fortify the bulwarks safeguarding the sanctity of its official communications. By spotlighting the rampant growth of fake social media personas, the CBSE endeavors to shield the public from the detrimental effects of misleading information and to preserve the trust vested in its official channels.
CBSE Impersonator Accounts
The list of identified malefactors, parading under the CBSE banner, serves as a stark admonition to the public to exercise discernment while navigating the treacherous waters of social media platforms. The CBSE has initiated appropriate legal manoeuvres against these unauthorised entities to stymie their dissemination of fallacious narratives.
The Board has previously unfurled comprehensive details concerning the impending board examinations for both Class 10 and Class 12 in the year 2024. These academic assessments are slated to commence from February 15 to April 2, 2024, with a uniform start time of 10:30 AM (IST) across all designated dates.
The CBSE has made it unequivocally clear that there are nefarious entities lurking in the shadows of social media, masquerading in the guise of the CBSE. It has implored students and the general public not to be ensnared by the siren songs emanating from these fraudulent accounts and has also unfurled a list of these imposters. The Board's warning is a beacon of caution, illuminating the path for students as they navigate the digital expanse with the impending commencement of the CBSE Class X and XII exams.
Sounding The Alarm
The Central Board of Secondary Education (CBSE) has sounded the alarm, issuing an advisory to schools, students, and their guardians about the existence of fake social media platform handles that brandish the board’s logo and mislead the academic community. The board has identified about 30 such accounts on the microblogging site 'X' (formerly known as Twitter) that misuse the CBSE logo and acronym, sowing confusion and disarray.
The board is in the process of taking appropriate action against these deceptive entities. CBSE has also stated that it bears no responsibility for any information disseminated by any other source that unlawfully appropriates its name and logo on social media platforms.
Sources reveal that these impostors post false information on various updates, including admissions and exam schedules. After receiving complaints about such accounts on 'X', the CBSE issued the advisory and has initiated action against those operating these accounts, sources said.
The Brute Nature of Impersonation
In the contemporary digital epoch, cybersecurity has ascended to a position of critical importance. It is the bulwark that ensures the sanctity of computer networks is maintained and that computer systems are not marked as prey by cyber predators. Cyberattacks are insidious stratagems executed with the intent of expropriating, manipulating, or annihilating authenticated user or organizational data. It is imperative that cyberattacks be mitigated at their roots so that users and organizations utilizing internet services can navigate the digital domain with a sense of safety and security. Knowledge about cyberattacks thus plays a pivotal role in educating cyber users about the diverse types of cyber threats and the preventive measures to counteract them.
Impersonation Attacks are a vicious form of cyberattack, characterised by the malicious intent to extract confidential information. These attacks revolve around a process where cyber attackers eschew the use of malware or bots to perpetrate their crimes, instead wielding the potent tactic of social engineering. The attacker meticulously researches and harvests information about the legitimate user through platforms such as social media and then exploits this information to impersonate or masquerade as the original, legitimate user.
The threats posed by Impersonation Attacks are particularly insidious because they demand immediate action, pressuring the victim to act without discerning between the authenticated user and the impersonated one. The very nature of an Impersonation Attack is a perilous form of cyber assault, as the original user who is impersonated holds rights to private information. These attacks can be executed by exploiting a resemblance to the original user's identity, such as email IDs. Email IDs with minute differences from the legitimate user are employed in this form of attack, setting it apart from the phishing cyber mechanism. The email addresses are so similar and close to each other that, without paying heed or attention to them, the differences can be easily overlooked. Moreover, the email addresses appear to be correct, as they generally do not contain spelling errors.
Strategies to Prevent
To prevent Impersonation Attacks, the following strategies can be employed:
- Proper security mechanisms help identify malicious emails and thereby filter spamming email addresses on a regular basis.
- Double-checking sensitive information is crucial, especially when important data or funds need to be transferred. It is vital to ensure that the data is transferred to a legitimate user by cross-verifying the email address.
- Ensuring organizational-level security is paramount. Organizations should have specific domain names assigned to them, which can help employees and users distinguish their identity from that of cyber attackers.
- Protection of User Identity is essential. Employees must not publicly share their private identities, which can be exploited by attackers to impersonate their presence within the organization.
Conclusion
The CBSE's struggle against the masquerade of misinformation is a reminder of the vigilance required to safeguard the legitimacy of our digital interactions. As we navigate the complex and uncharted terrain of the internet, let us arm ourselves with the knowledge and discernment necessary to unmask these digital charlatans and uphold the sanctity of truth.
References
- https://timesofindia.indiatimes.com/city/ahmedabad/cbse-warns-against-misuse-of-its-name-by-fake-social-media-handles/articleshow/107644422.cms
- https://www.timesnownews.com/education/cbse-releases-list-of-fake-social-media-handles-asks-not-to-follow-article-107632266
- https://www.etvbharat.com/en/!bharat/cbse-public-advisory-enn24021205856
Introduction
The land of the dragon has been significantly advanced in terms of innovation and creating self-sustaining technologies of civic and military importance. Leading nations of the West still need to understand the advancements the dragon land has made in technologies and what potential threats it poses on an international level.
Int on Dragon Land
According to a leaked US intelligence study, China is developing powerful cyber weapons to “seize control” of adversary satellites and render them worthless for data communications or surveillance during combat.
According to the US, China’s effort to build up the capacity to “deny, exploit, or hijack” hostile satellites is critical to controlling information, which Beijing views as a crucial “war-fighting domain.”[1]
The CIA-marked document, one of hundreds purportedly given by a 21-year-old US Air Guardsman in the most influential American intelligence leaks in over a decade, was released this year and has yet to be disclosed before.
This kind of cyber capabilities would be significantly superior to what Russia has used in Ukraine, where electronic warfare troops have used a brute-force strategy to little avail.
How were the capabilities discovered?
According to a top-secret US dossier, China could use its cyber capabilities to “take control of a satellite, making it inoperable for support of communications, weapons, or intelligence, surveillance, and reconnaissance systems.” The US has never acknowledged having a comparable or superior capability.
By broadcasting related frequencies from truck-mounted jamming systems like the Tirada-2, these attacks were first developed in the 1980s to block communications between low-orbit SpaceX satellites and their on-ground terminals. China’s more ambitious cyberattacks are designed to imitate the signals that adversary satellites’ operators send out, tricking them into malfunctioning or being entirely taken over at critical points in a battle.
Implications of such military capabilities
The south Chinese island nation of Taiwan is attempting to develop a communications infrastructure that can withstand an attack from China after observing how crucial satellite communications have been to the Ukrainian military.
According to a January 2023 article in the Financial Times, it is seeking investors to launch its own satellite provider while testing with 700 non-geostationary satellite receivers around Taiwan to ensure bandwidth in the case of conflict or natural calamities. Similarly, a Russian cyber strike rendered thousands of Ukrainian military routers from US-based Viasat inoperable in the hours before it launched its invasion last year, demonstrating how important satellite communications have become in contemporary wartime. This attack was deemed to be catastrophic by the Ukraine officials as it broke down the communication between the Ukraine army and the govt.
Additionally, several hundred wind turbines in Germany, Poland, and Italy were impacted, which cut off service to thousands of Viasat users in those countries. Even though it was complex, the Viasat hack required accessing the business’ computer systems and then sending commands to the modems that made them break.
How significant is the threat?
According to the leaked assessment, China’s objectives are much more sophisticated and focused towards the future. According to analysts, they would aim to disable satellites’ ability to interact with one another, relay signals and orders to weapons systems, or give back visual and intercepted electronic data. Satellites often work in interconnected clusters and remain unmanned, thus preventing the scope of proper surveillance. Officials from the US military have warned that China has made substantial advancements in creating military space technologies, particularly satellite communications. Beijing is vigorously pursuing counter-space capabilities in an effort to realise its “space dream” of being the dominant force outside of the Earth’s atmosphere by 2045.
Threat to India?
As China aggressively invests in technology meant to disrupt, degrade, and destroy our space capabilities, a potential threat remains on the Indian satellites and spaceships. The complexity of the communication network and extended distance from the Earth can point towards a high number of vulnerabilities for the Indian Space program. Still, the Indian Space Research Organisation (ISRO) has been working tirelessly, and as of 1st January 2022, India has 21 operational satellites in Low Earth Orbit (LEO) and 28 operational satellites in Geostationary Orbit. In 2021, ISRO launched one PSLV-DL variant (PSLV-C51) mission and one GSLV-MkII variant (GSLV-F10) mission. GSLV-F10 could not accomplish the mission successfully. In 2021, India placed five satellites and 1 PSLV rocket body (PS4 stage) in Low Earth Orbits. India placed 65 rocket bodies in orbit from the first launch, of which 42 are still in orbit around the Earth, and 23 have re-entered and burnt up in the Earth’s atmosphere. The break-up event of the 4th stage of PSLV-C3 in 2001 generated 386 debris, of which 76 are still in orbit.
Conclusion
The space race is the new cold war, all nations are working towards securing their space assets while exploring new elements in outer space. It is pertinent that the national interest in space is protected, and a long awaiting space treaty for the modern age needs to be ratified by all nations with a presence in space. The future of space exploration is bright for most nations, but the threats should be eradicated, and an all-inclusive space should be promoted to maintain harmony in space.
[1] https://www.ft.com/content/fc72d277-7fa8-4b29-9231-4feb34f43b0c
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Introduction
Artificial Intelligence (AI) driven autonomous weapons are reshaping military strategy, acting as force multipliers that can independently assess threats, adapt to dynamic combat environments, and execute missions with minimal human intervention, pushing the boundaries of modern warfare tactics. AI has become a critical component of modern technology-driven warfare and has simultaneously impacted many spheres in a technology-driven world. Nations often prioritise defence for significant investments, supporting its growth and modernisation. AI has become a prime area of investment and development for technological superiority in defence forces. India’s focus on defence modernisation is evident through initiatives like the Defence AI Council and the Task Force on Strategic Implementation of AI for National Security.
The main requirement that Autonomous Weapons Systems (AWS) require is the “autonomy” to perform their functions when direction or input from a human actor is absent. AI is not a prerequisite for the functioning of AWSs, but, when incorporated, AI could further enable such systems. While militaries seek to apply increasingly sophisticated AI and automation to weapons technologies, several questions arise. Ethical concerns have been raised for AWS as the more prominent issue by many states, international organisations, civil society groups and even many distinguished figures.
Ethical Concerns Surrounding Autonomous Weapons
The delegation of life-and-death decisions to machines is the ethical dilemma that surrounds AWS. A major concern is the lack of human oversight, raising questions about accountability. What if AWS malfunctions or violates international laws, potentially committing war crimes? This ambiguity fuels debate over the dangers of entrusting lethal force to non-human actors. Additionally, AWS poses humanitarian risks, particularly to civilians, as flawed algorithms could make disastrous decisions. The dehumanisation of warfare and the violation of human dignity are critical concerns when AWS is in question, as targets become reduced to mere data points. The impact on operators’ moral judgment and empathy is also troubling, alongside the risk of algorithmic bias leading to unjust or disproportionate targeting. These ethical challenges are deeply concerning.
Balancing Ethical Considerations and Innovations
It is immaterial how advanced a computer becomes in simulating human emotions like compassion, empathy, altruism, or other emotions as the machine will only be imitating them, not experiencing them as a human would. A potential solution to this ethical predicament is using a 'human-in-the-loop' or 'human-on-the-loop' semi-autonomous system. This would act as a compromise between autonomy and accountability.
A “human-on-the-loop” system is designed to provide human operators with the ability to intervene and terminate engagements before unacceptable levels of damage occur. For example, defensive weapon systems could autonomously select and engage targets based on their programming, during which a human operator retains full supervision and can override the system within a limited period if necessary.
In contrast, a ‘human-in-the-loop” system is intended to engage individual targets or specific target groups pre-selected by a human operator. Examples would include homing munitions that, once launched to a particular target location, search for and attack preprogrammed categories of targets within the area.
International Debate and Regulatory Frameworks
The regulation of autonomous weapons that employ AI, in particular, is a pressing global issue due to the ethical, legal, and security concerns it contains. There are many ongoing efforts at the international level which are in discussion to regulate such weapons. One such example is the initiative under the United Nations Convention on CertainConventional Weapons (CCW), where member states, India being an active participant, debate the limits of AI in warfare. However, existing international laws, such as the Geneva Conventions, offer legal protection by prohibiting indiscriminate attacks and mandating the distinction between combatants and civilians. The key challenge lies in achieving global consensus, as different nations have varied interests and levels of technological advancement. Some countries advocate for a preemptive ban on fully autonomous weapons, while others prioritise military innovation. The complexity of defining human control and accountability further complicates efforts to establish binding regulations, making global cooperation both essential and challenging.
The Future of AI in Defence and the Need for Stronger Regulations
The evolution of autonomous weapons poses complex ethical and security challenges. As AI-driven systems become more advanced, a growing risk of its misuse in warfare is also advancing, where lethal decisions could be made without human oversight. Proactive regulation is crucial to prevent unethical use of AI, such as indiscriminate attacks or violations of international law. Setting clear boundaries on autonomous weapons now can help avoid future humanitarian crises. India’s defence policy already recognises the importance of regulating the use of AI and AWS, as evidenced by the formation of bodies like the Defence AI Project Agency (DAIPA) for enabling AI-based processes in defence Organisations. Global cooperation is essential for creating robust regulations that balance technological innovation with ethical considerations. Such collaboration would ensure that autonomous weapons are used responsibly, protecting civilians and combatants, while encouraging innovation within a framework prioritising human dignity and international security.
Conclusion
AWS and AI in warfare present significant ethical, legal, and security challenges. While these technologies promise enhanced military capabilities, they raise concerns about accountability, human oversight, and humanitarian risks. Balancing innovation with ethical responsibility is crucial, and semi-autonomous systems offer a potential compromise. India’s efforts to regulate AI in defence highlight the importance of proactive governance. Global cooperation is essential in establishing robust regulations that ensure AWS is used responsibly, prioritising human dignity and adherence to international law, while fostering technological advancement.
References
● https://indianexpress.com/article/explained/reaim-summit-ai-war-weapons-9556525/
