Securing Digital Banking: RBI Mandates Migration to [.]bank[.]in Domains
Introduction
The Reserve Bank of India (RBI) has mandated banks to switch their digital banking domains to 'Bank.in' by October 31, 2025, as part of a strategy to modernise the sector and maintain consumer confidence. The move is expected to provide a consistent and secure interface for online banking, as a response to the increasing threats posed by cybercriminals who exploit vulnerabilities in online platforms. The RBI's directive is seen as a proactive measure to address the growing concerns over cybersecurity in the banking sector.
RBI Circular - Migration to '.bank.in' domain
The official circular released by the RBI dated April 22, 2025, read as follows:
“It has now been decided to operationalise the ‘. bank.in’ domain for banks through the Institute for Development and Research in Banking Technology (IDRBT), which has been authorised by National Internet Exchange of India (NIXI), under the aegis of the Ministry of Electronics and Information Technology (MeitY), to serve as the exclusive registrar for this domain. Banks may contact IDRBT at sahyog@idrbt.ac.in to initiate the registration process. IDRBT shall guide the banks on various aspects related to application process and migration to new domain.”
“All banks are advised to commence the migration of their existing domains to the ‘.bank.in’ domain and complete the process at the earliest and in any case, not later than October 31, 2025.”
CyberPeace Outlook
The Reserve Bank of India's directive mandating banks to shift to the 'Bank.in' domain by October 31, 2025, represents a strategic and forward-looking measure to modernise the nation’s digital banking infrastructure. With this initiative, the RBI is setting a new benchmark in cybersecurity by creating a trusted, exclusive domain that banks must adopt. This move will drastically reduce cyber threats, phishing attacks, and fake banking websites, which have been major sources of financial fraud. This fixed domain will simplify verification for consumers and tech platforms to more easily identify legitimate banking websites and apps. Furthermore, a strong drop in online financial fraud will have a long-term effect by this order. Since phishing and domain spoofing are two of the most prevalent forms of cybercrime, a shift to a strictly regulated domain name system will remove the potential for lookalike URLs and fraudulent websites that mimic banks. As India’s digital economy grows, RBI’s move is timely, essential, and future-ready.
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Introduction
India’s telecom regulator, the Telecom Regulatory Authority of India (TRAI), has directed telcos to block all unverified headers and message templates within 30 and 60 days, respectively, according to a press release. The regulator observed that telemarketers were ‘misusing’ headers and message templates of registered parties and asked telcos to reverify all registered headers & message templates on the DLT (Distributed Ledger Technology) platform. All telecom service providers (TSP) have to comply with these directions, issued under the Telecom Commercial Communication Customer Preference Regulations, 2018, within a month, TRAI said in its release. The directions were issued after TRAI held a meeting with telcos on February 17, 2023, to discuss quality of service (QoS) improvements, review of QoS standards, QoS of 5G services and unsolicited commercial communications”, as per its press release.
Why it matters?
It may be useful as it can ensure that all promotional messages are sent through registered telemarketers using only approved templates. It is no secret that the spam problem has been difficult to rein in, so the measure can restrict its proliferation and filter out telemarketers resorting to misuse.
Details about TRAI’s orders
The release said that telcos have to ensure that temporary headers are deactivated immediately after the time duration for which such headers were created. The telcos also have to ensure that there is no space to insert unwanted content in the template of a message where one can add content to be sent to people. Message recipients should not be confused, so telcos must ensure that they register no lookalike headers in the names of different senders.
Measures to check unregistered telemarketers
The release ordered telcos to bar telemarketers not registered on its DLT platform from accessing message templates and scrubbing them to deliver spam messages to recipients on the telco’s network. The telcos have been directed not to allow promotional messages to be sent by unregistered telemarketers or telemarketers using 10-digit telephone numbers. It added that telcos have to take action against erring telemarketers and share details of these telemarketers with other telcos, which will then be responsible for stopping these entities from sending commercial communications through their networks.
How big is the problem of spam?
A survey conducted by LocalCircles said that two out of every three people (66 per cent) in India get three or more spam calls daily. It added that not one person among thousands of respondents checked the box of ‘no spam’.
The platform said that it was a national survey which gathered over 56,000 responses from Indians located in 342 districts. It also found that 92 % of responders said they continue receiving spam despite opting for DND. The DND list is a feature where mobile subscriber can register their number to avoid getting unsolicited commercial communication (UCC).
Addressing the problem of spam
The regulatory body recently released a consultation paper that proposed the idea of providing the real name identity of callers to people receiving calls. The paper said that it would use a database containing each subscriber’s correct name to implement the caller name presentation (CNAP) service. The regulator wants to use details acquired by telecom service providers via customer acquisition forms (CAF).
TRAI formed a joint committee to look at the issue of phishing and cyber fraud in 2022. It included officials from the Reserve Bank of India (RBI) and the Securities and Exchange Board of India (SEBI). The telecom watchdog had laid out a plan to combat SMS and call spam using blockchain technology (DLT). It saw telecom companies and TRAI to build an encrypted and distributed database that will record user consent to be included in SMS or call send-out lists.
According to a press release, the Telecom Regulatory Authority of India (TRAI), the telecom regulator in India, has ordered carriers to block any unverified headers and message templates within 30 and 60 days, respectively.
The regulator saw that telemarketers were “misusing” registered parties’ headers and message templates. Thus, they requested that telecoms validate all of the registered headers and message templates on the DLT (Distributed Ledger Technology) platform.
According to TRAI’s statement, all telecom service providers (TSP) must adhere to these directives within one month under the 2018 Telecom Commercial Communication Consumer Preference Rules. The guidelines were released following a conference with telcos convened by TRAI on February 17, 2023, to discuss quality of service (QoS) enhancements, a review of QoS standards, the QoS of 5G services, and unsolicited commercial communications.
Why it matters?
Requiring that only registered telemarketers send promotional communications using approved templates may prove to be a beneficial safeguard. It is no secret that the spam problem has been challenging to control, so the measure can limit its spread and screen out telemarketers that employ abusive tactics.
Information on the TRAI order
According to the press release, telecoms must ensure that temporary headers are deactivated as soon as the time period they were established has passed. The telecoms must also ensure that there is no room in the message template where one can add content to be sent to recipients for unwanted content. There should be no room for uncertainty among message recipients. Thus, telecoms must ensure that no similar-looking headers are registered under the identities of various senders.
Taking action against unregistered telemarketers In accordance with the directive, telcos must prevent telemarketers who are not registered on their DLT platform from obtaining message templates and using them to send spam to subscribers on their network. Telemarketers who are not registered or who use 10-digit phone numbers cannot send promotional messages, according to instructions given to telecoms. Telcos must take action against misbehaving telemarketers, it was noted, and divulge their information to other telecoms, who would be in charge of preventing these companies from transmitting commercial messages.
How widespread is the spam issue?
According to a LocalCircles poll, three or more spam calls are received every day by two out of every three Indians (66%) on average. It further stated that not a single one of the thousands of responses clicked the “no-spam” box. According to the platform, the survey was conducted nationally and received over 56,000 responses from Indians in 342 districts. Moreover, 92 % of respondents reported that even after choosing DND, they still receive spam. A mobile subscriber can register their number on the DND list to prevent receiving unsolicited commercial communication (UCC).
consultation document recently in which it recommended the concept of providing the genuine name identify of callers to persons receiving calls. The paper indicated that it would employ a database containing each subscriber’s correct name to implement the caller name presentation (CNAP) service. The regulator wants to use information collected by telecom service providers through client acquisition forms (CAF).
Conclusion
TRAI established a joint committee to examine the problem of phishing and cyber scams in 2022. Officials from the Securities and Exchange Board of India (SEBI) and Reserve Bank of India (RBI) were present (SEBI).
The telecom watchdog had outlined a strategy for leveraging blockchain technology to combat SMS and call spam (DLT).
Executive Summary:
A video online alleges that people are chanting "India India" as Ohio Senator J.D. Vance meets them at the Republican National Convention (RNC). This claim is not correct. The CyberPeace Research team’s investigation showed that the video was digitally changed to include the chanting. The unaltered video was shared by “The Wall Street Journal” and confirmed via the YouTube channel of “Forbes Breaking News”, which features different music performing while Mr. and Mrs. Usha Vance greeted those present in the gathering. So the claim that participants chanted "India India" is not real.
Claims:
A video spreading on social media shows attendees chanting "India-India" as Ohio Senator J.D. Vance and his wife, Usha Vance greet them at the Republican National Convention (RNC).
Fact Check:
Upon receiving the posts, we did keyword search related to the context of the viral video. We found a video uploaded by The Wall Street Journal on July 16, titled "Watch: J.D. Vance Is Nominated as Vice Presidential Nominee at the RNC," at the time stamp 0:49. We couldn’t hear any India-India chants whereas in the viral video, we can clearly hear it.
We also found the video on the YouTube channel of Forbes Breaking News. In the timestamp at 3:00:58, we can see the same clip as the viral video but no “India-India” chant could be heard.
Hence, the claim made in the viral video is false and misleading.
Conclusion:
The viral video claiming to show "India-India" chants during Ohio Senator J.D. Vance's greeting at the Republican National Convention is altered. The original video, confirmed by sources including “The Wall Street Journal” and “Forbes Breaking News” features different music without any such chants. Therefore, the claim is false and misleading.
Claim: A video spreading on social media shows attendees chanting "India-India" as Ohio Senator J.D. Vance and his wife, Usha Vance greet them at the Republican National Convention (RNC).
Claimed on: X
Fact Check: Fake & Misleading
Introduction
Uttar Pradesh's state government has taken significant step to promote e-sports, organised games played on video or digital formats, under its new sports policy. The plan includes setting up an e-sports centre in the state, providing basic infrastructure to athletes in every district, and including them under various beneficiary schemes. Schools and colleges will also be asked to promote e-sports. The government sees e-sports as a crucial tool for connecting with young people and a significant market for businesses, game developers, and sports organisations. An awareness program will be held at high school and college levels to educate children about the benefits of e-sports. A talent search and skill development model will be created by studying the national and international e-sports ecosystem.
Recognition to E-Sports
The Uttar Pradesh cabinet, chaired by Chief Minister Yogi Adityanath, has approved the New Sports Policy 2023 to promote and foster a sports culture in the state. The policy focuses on various aspects, including physical fitness and training, and supports the development of new institutions and connecting schools, colleges, and private academies with sports. The state government has also incorporated provisions from other states to help athletes chase their goals.
The state's first-ever sports policy, establishing a primary fund of 10 crore for the Uttar Pradesh Sports Development Fund (UPSDF). The policy also inducted e-sports, becoming the first state in India to have e-sports in its official policy. E-sports refers to competitive and organized video game events, and the Centre has officially recognised it.
Key highlights of the Uttar Pradesh Sports Policy 2023
The government's sports department, with the help of the industrial directorate, will plan to promote sports goods manufacturing in the state, with Meerut being one of the main clusters.
The policy also promises to increase the participation of women in sports. Para-athletes will be accommodated in all schemes of the sports department, and special coaches will be appointed for para-sports.
Athletes who have represented the state at national and international levels will be part of the state pension scheme, receiving monthly pensions and preference for university admission and jobs under the sports quota. Cash prizes will be awarded based on international performance and will be increased for those who help these athletes win medals at the top level.
Way forward
The policy promises financial assistance to sports associations and academies, allowing them to expand their infrastructure and training facilities. The state will also establish 14 centres of excellence, each centred around a particular sport, through Public-Private Partnership (PPP) models. The state sports authority will be established, on the lines of the Sports Authority of India (SAI). A State Sports Development Fund will be put in place to provide assistance to weak players, associations, or academies. Five high-performance centres will be built in the state, providing training facilities for high-performance athletes.
The policy also includes provisions for financial assistance to budding athletes, providing health insurance coverage of up to Rs 5 lakh for registered players and funds from the Eklavya Sports Fund for injury treatment. Players will receive training based on their skill power, with three categories: grassroots players, elite-class players, and elite-class players. Other notable aspects of the policy include establishing sports centres in each district, promoting local and indigenous sports, encouraging the sports industry, promoting e-sports, providing better facilities in hostels, forming committees for international players, encouraging schools to start sports nurseries or academies, and forming a committee for the Khelo India University Games which is a largest ever competition held at university level in India.
Conclusion
Uttar Pradesh's New Sports Policy 2023 is a significant step towards sports development, integrating e-sports into its sports promotion strategies. Under Chief Minister Yogi Adityanath, the state government is committed to sports infrastructure development, talent identification, and athlete support systems. The policy emphasises inclusivity, accommodating para-athletes, and providing financial assistance, training, and health insurance coverage for athletes. Initiatives include establishing sports centres, promoting indigenous sports, encouraging private investments, and fostering collaboration between educational institutions and sports academies. The policy also encourages for organising and hosting national and international level e-sports competitions in the state. This forward-looking approach aims to harness the full spectrum of sporting opportunities, empowering citizens and elevating its standing in national and international sporting arenas.
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