#Fact Check: Viral PM Scheme Scam and the Growing Menace of Fake Government Offers
Introduction
There has been a recent surge of misinformation all over social media, claiming that every Indian ought to receive an allowance of ₹2,000 under some "Prime Minister's scheme." The message, which has been circulated far and wide on almost all platforms-WhatsApp, Facebook, Telegram, etc.-has urged users to click on an unfamiliar link to claim the allowance in their bank accounts.
It would seem like a very attractive offer, especially at a time when common citizens are coping with rising costs of living. But upon further examination, it turns out to be an outright online scam. NewsMobile fact-checked the claim and confirmed that no such scheme exists. Thus, the message circulating is a scam that aims to mislead common citizens.
Such an incident is not isolated. Over the years, fraudulent posts falsely offering benefits in the name of the government or well-known brands have been on the rise. These scams are not just about misinformation-they take advantage of trust, lure people into clicking, and sharing personal info that poses serious risks to financial and personal security.
Anatomy of the Viral PM Scheme Scam
The viral message received attention and was written in Hindi. It read:
“सभी नागरिकों को PM योजना के तहत दो हज़ार रुपए का भत्ता प्रदान किया गया है अपने bank खाते में प्राप्त करने के लिए click करें."
(English: “All citizens have been provided an allowance of ₹2000 under the PM scheme. Click to receive it in your bank account.”)
Beneath this was an odd link that, upon clicking through investigation, turned out to be not working and invalid. An examination of government sites, official handle accounts, and other such was done and no announcement for any such allowance was found.
This provides a neat explanation of a phishing attempt by which a scammer induces urgency and temptation in order to lure citizens into clicking a malicious link. While the link may no longer be active, it could very well have once redirected users to websites that harvest personal information such as Aadhaar numbers, bank details, or login credentials.
The Broader Problem: Fake Government Scheme Scams
Some scams have been exploiting the hoax gimmick of the ₹2,000 PM scheme into the wider trend. How do the con men work? They leverage the credibility of governmental initiatives to scam citizens. In the past, fake promises were made concerning free gas cylinders, cash allowances, subsidised rations, or even job opportunities.
During the COVID times, for instance, fake vaccination registration links and so-called relief scheme offers went viral, preying on the fears and vulnerabilities of ill-informed citizens. Likewise, false schemes associated with reputed companies such as Amazon, Flipkart, TATA Group, and Hermès have also gone viral, promising free gifts or allowances.
The one thing that makes scams associated with the government very dangerous is the exploitation of people's trust in authority. The common citizen is predisposed to believe the PM scheme or the Government Yojana because of the social credibility accorded to these announcements.
How These Scams Operate
These are scams where the creators intend deception and in the end, gain from defrauding a person. Fraudsters first create clickbait messages that are duly recorded to resemble official communications and often bear the government logos and bear a mix of Hindi-English text with the phrase "Pradhan Mantri Yojana" to make it sound legitimate. The messages then redirect users to bogus websites that really look very much like the government's portals, asking sick persons to enter personal information. Finally, as soon as they have obtained this data, the scammer uses it for identity theft, bank fraud, or sells it on the dark web. Social engineering does play a large role in these scams: here terms of urgency like limited time, last chance, and whatnot get created with the aim of pushing the targets to act on these without thinking. For maximum reach, victims are also asked to forward the message to their friends and family, causing the scammer to go viral across WhatsApp, Facebook, and Telegram.
Risks to Citizens
Risks are serious and manifold to falling prey to these scams. The immediate kind of risk is financial loss: divulging bank account details, an OTP, or credentials may constitute providing attackers the power to drain funds therefrom. Another prevalent kind of identity theft occurs through hijacked Aadhaar, PAN, or personal information that subsequently finds its way into fake loans or SIM activations. Apart from monetary losses, opening malicious links might also make devices infected with spyware or ransomware, thereby invading privacy and security. Victims tend to experience a form of psychological trauma due to feelings of betrayal or humiliation of being deceived, thus discouraging them from reporting, which in turn enables such scams to go undetected.
Best Practices for Prevention
It is prudent to exercise good cyber hygiene and be on the lookout for such scams. The citizens should verify each statement against government-authorised websites like https://www.mygov.in or through press statements of the ministries prior to believing it. One should not click on suspicious links offering money, gifts, or subsidies. Red flags like poor grammar, an unofficial domain name, or too-good-to-be-true offers can enable one to identify the scam in time. Two-factor authentication, antivirus software updates, and securing devices can drastically lower the threat from the technical angle. Equally important is the reporting of issues: always report any suspicious activities to cybercrime.gov.in or to the nearest cyber cell so that the authorities may trace some pattern and issue advisories accordingly. Finally, one can do some good by sharing verified fact checks within their circles to build added strength against misinformation and scams.
Policy and Community Role
While individual awareness is important, collective action must be taken against these fake government scheme scams. Platforms such as WhatsApp, Facebook, and X (Twitter) must tune up fraudsters' message detection mechanisms. In the meantime, Government Bodies must alert citizens periodically on new scams through their official handles/schemes and through community outreach.
Civil society and fact-checking agencies play an important role in dispelling frequently viral hoaxes. This work must be amplified to reach people's consciousness in regional languages for the very reason that in these terrain zones, forwarded messages are much more trusted.
Conclusion
The viral ₹2,000 PM scheme scam is a reminder that everything that is viral online cannot be trusted in toto. The scammers of the day are inventing newer scams to gain trust, spread misinformation, and extort innocent citizens.
The best defence will be awareness and alertness. Citizens must verify any claims through official channels before clicking on a link, sharing their data, or even acting upon it in any way. With proper cyber hygiene and avoiding suspicious messages, we can counterattack by reducing the percentage of impact that these scams may have and collaboratively build a secure digital environment.
As India pushes itself further into a digital ecosystem, both empowering and being resilient to cyber fraud is not a state of individual security, but a national agenda.
References
- https://www.newsmobile.in/nm-fact-checker/fact-check-viral-post-claiming-pm-scheme-offering-rs-2000-allowance-is-a-scam/
- https://timesofindia.indiatimes.com/business/financial-literacy/investing/beware-of-deepfake-scams-fraudsters-using-ai-videos-to-push-schemes-promising-unrealistic-returns-red-flags-to-watch-out-for/articleshow/124085155.cms
- https://www.business-standard.com/finance/personal-finance/invest-rs-21-000-to-earn-rs-20-lakh-monthly-viral-videos-of-fm-are-fake-125082000517_1.html
- https://www.pib.gov.in/PressReleasePage.aspx?PRID=2124728
Related Blogs
Introduction
Misinformation and disinformation are significant issues in today's digital age. The challenge is not limited to any one sector or industry, and has been seen to affect everyone that deals with data of any sort. In recent times, we have seen a rise in misinformation about all manner of subjects, from product and corporate misinformation to manipulated content about regulatory or policy developments.
Micro, Small, and Medium Enterprises (MSMEs) play an important role in economies, particularly in developing nations, by promoting employment, innovation, and growth. However, in the evolving digital landscape, they also confront tremendous hurdles, such as the dissemination of mis/disinformation which may harm reputations, disrupt businesses, and reduce consumer trust. MSMEs are particularly susceptible since they have minimal resources at their disposal and cannot afford to invest in the kind of talent, technology and training that is needed for a business to be able to protect itself in today’s digital-first ecosystem. Mis/disinformation for MSMEs can arise from internal communications, supply chain partners, social media, competitors, etc. To address these dangers, MSMEs must take proactive steps such as adopting frameworks to counter misinformation and prioritising best practices like digital literacy and training, monitoring and social listening, transparency protocols and robust communication practices.
Assessing the Impact of Misinformation on MSMEs
To assess the impact of misinformation on MSMEs, it is essential to get a full sense of the challenges. To begin with, one must consider the categories of damage which can include financial loss, reputational damage, operational damages, and regulatory noncompliance. Various assessment methodologies can be used to analyze the impact of misinformation, including surveys, interviews, case studies, social media and news data analysis, and risk analysis practices.
Policy Framework and Gaps in Addressing Misinformation
The Digital India Initiative, a flagship program of the Government of India, aims to transform India into a digitally empowered society and knowledge economy. The Information Technology Act, 2000 and the rules made therein govern the technology space and serve as the legal framework for cyber security and data protection. The Bhartiya Nyay Sanhita, 2023 also contains provisions regarding ‘fake news’. The Digital Personal Data Protection Act, 2023 is a brand new law aimed at protecting personal data. Fact-check units (FCUs) are government and private independent bodies that verify claims about government policies, regulations, announcements, and measures. However, these policy measures are not sector-specific and lack specific guidelines, which have limited impact on their awareness initiatives on misinformation and insufficient support structure for MSMEs to verify information and protect themselves.
Recommendations for Countering Misinformation in the MSME Sector
To counter misinformation for MSMEs, recommendations include creating a dedicated Misinformation Helpline, promoting awareness campaigns, creating regulatory support and guidelines, and collaborating with tech platforms and expert organisations for the identification and curbing of misinformation.
Organisational recommendations include the Information Verification Protocols for the consumers of Information for the verification of critical information before acting upon it, engaging in employee training for regular training on the identification and management of misinformation, creating a crisis management plan to deal with misinformation crisis, form collaboration networks with other MSMEs to share verified information and best practices.
Engage with technological solutions like AI and ML tools for the detection and flagging of potential misinformation along with fact-checking tools and engaging with cyber security measures to prevent misinformation via digital channels.
Conclusion: Developing a Vulnerability Assessment Framework for MSMEs
Creating a vulnerability assessment framework for misinformation in Micro, Small, and Medium Enterprises (MSMEs) in India involves several key components which include the understanding of the sources and types of misinformation, assessing the impact on MSMEs, identifying the current policies and gaps, and providing actionable recommendations. The implementation strategy for policies to counter misinformation in the MSME sector can be by starting with pilot programs in key MSME clusters, and stakeholder engagement by involving industry associations, tech companies and government bodies. Initiating a feedback mechanism for constant improvement of the framework and finally, developing a plan to scale successful initiatives across the country.
References
- https://publications.ut-capitole.fr/id/eprint/48849/1/wp_tse_1516.pdf
- https://techinformed.com/how-misinformation-can-impact-businesses/
- https://pib.gov.in/aboutfactchecke.aspx
On June 5th, the world comes together to reflect on how the way we live impacts the environment. We discuss conserving water, cutting back on plastic, and planting trees, but how often do we think about the environmental impact of our digital lives?
The internet is ubiquitous but invisible in a world that is becoming more interconnected by the day. It drives our communications, meetings, and recollections. However, there is a price for this digital convenience: carbon emissions.
A Digital Carbon Footprint: What Is It?
Electricity is necessary for every video we stream, email we send, and file we store on the cloud. But almost 60% of the electricity produced today is generated from burning fossil fuels. The digital world uses an incredible amount of energy, from the energy-hungry data centres that house our information to the networks that send it. Thus, the greenhouse gas emissions produced by our use of digital tools and services are referred to as our "digital carbon footprint."
To put it in perspective:
- Up to 150–200 grams of CO₂ can be produced by streaming an hour-long HD video on your phone.
- A typical email sent can release about 4 grams of CO₂, and more if it contains attachments.
- Comparable to the airline industry, the internet as a whole accounts for 1.5% to 4% of global greenhouse gas emissions.
Why It Matters
Ironically, despite the fact that digital life frequently feels "clean" and weightless, it is backed by enormous, power-hungry infrastructures. Additionally, our online activity is growing at a rapid pace as digital penetration increases. Plus, with the advent of AI and big data, the demand for energy is only going to rise. The harms of air, water, and soil degradation, and biodiversity loss are already upon us. It's high time we reconsider how we use technology on World Environment Day.
What Can You Do?
The good news is that even minor adjustments to our online conduct can have an impact.
🗑️ Clear out your digital clutter by getting rid of unnecessary emails, apps, and files.
📥 Unsubscribe from mailing lists that you no longer use.
📉 When HD is not required, stream videos with lower quality.
⚡ Make use of energy-saving gadgets and disconnect them when not in use.
🌐 Make the move to renewable energy-powered, environmentally friendly cloud providers.
🗳️ Support informed policy by engaging with your elected representatives and advocating for greener tech policies. Knowing your digital rights and responsibilities can help shape smarter policies and a healthier planet.
We at the CyberPeace Foundation think that cyberspace needs to be sustainable. An eco-friendly digital world is also a safer one, where all communities can thrive in harmony. We must promote digital responsibility, including its environmental component, as we work towards digital equity and resilience.
On this World Environment Day, let's go one step further and work towards a greener internet as well as a greener planet.
Introduction
26th November 2024 marked a historical milestone for India as a Hyderabad-based space technology firm TakeMe2Space, announced the forthcoming launch of MOI-TD “(My Orbital Infrastructure - Technology Demonstrator)”, India's first AI lab in space. The mission will demonstrate real-time data processing in orbit, making space research more affordable and accessible according to the Company. The launch is scheduled for mid-December 2024 aboard the ISRO's PSLV C60 launch vehicle. It represents a transformative phase for innovation and exploration in India's AI and space technology integration space.
The Vision Behind the Initiative
The AI Laboratory in orbit is designed to enable autonomous decision-making, revolutionising satellite exploration and advancing cutting-edge space research. It signifies a major step toward establishing space-based data centres, paving the way for computing capabilities that will support a variety of applications.
While space-based data centres currently cost 10–15 times more than terrestrial alternatives, this initiative leverages high-intensity solar power in orbit to significantly reduce energy consumption. Training AI models in space could lower energy costs by up to 95% and cut carbon emissions by at least tenfold, even when factoring in launch emissions. It positions MOI-TD as an eco-friendly and cost-efficient solution.
Technological Innovations and Future Impact of AI in Space
This AI Laboratory, MOI-TD includes control software and hardware components, including reaction wheels, magnetometers, an advanced onboard computer, and an AI accelerator. The satellite also features flexible solar cells that could power future satellites. It will enable the processing of real-time space data, pattern recognition, and autonomous decision-making and address the latency issues, ensuring faster and more efficient data analysis, while the robust hardware designs tackle the challenges posed by radiation and extreme space environments. Advanced sensor integration will further enhance data collection, facilitating AI model training and validation.
These innovations drive key applications with transformative potential. It will allow users to access the satellite platform through OrbitLaw, a web-based console that will allow users to upload AI models to aid climate monitoring, disaster prediction, urban growth analysis and custom Earth observation use cases. TakeMe2Space has already partnered with a leading Malaysian university and an Indian school (grades 9 and 10) to showcase the satellite’s potential for democratizing space research.
Future Prospects and India’s Global Leadership in AI and Space Research
As per Stanford’s HAI Global AI Vibrancy rankings, India secured 4th place due to its R&D leadership, vibrant AI ecosystem, and public engagement for AI. This AI laboratory is a step further in advancing India’s role in the development of regulatory frameworks for ethical AI use, fostering robust public-private partnerships, and promoting international cooperation to establish global standards for AI applications.
Cost-effectiveness and technological exercise are some of India’s unique strengths and could position the country as a key player in the global AI and space research arena and draw favourable comparisons with initiatives by NASA, ESA, and private entities like SpaceX. By prioritising ethical and sustainable practices and fostering collaboration, India can lead in shaping the future of AI-driven space exploration.
Conclusion
India’s first AI laboratory in space, MOI-TD, represents a transformative milestone in integrating AI with space technology. This ambitious project promises to advance autonomous decision-making, enhance satellite exploration, and democratise space research. Additionally, factors such as data security, fostering international collaboration and ensuring sustainability should be taken into account while fostering such innovations. With this, India can establish itself as a leader in space research and AI innovation, setting new global standards while inspiring a future where technology expands humanity’s frontiers and enriches life on Earth.
References
- https://www.ptinews.com/story/national/start-up-to-launch-ai-lab-in-space-in-december/2017534
- https://economictimes.indiatimes.com/tech/startups/spacetech-startup-takeme2space-to-launch-ai-lab-in-space-in-december/articleshow/115701888.cms?from=mdr
- https://www.ibm.com/think/news/data-centers-space
- https://cio.economictimes.indiatimes.com/amp/news/next-gen-technologies/spacetech-startup-takeme2space-to-launch-ai-lab-in-space-in-december/115718230
