#FactCheck-RBI's Alleged Guidelines on Ink Colour for Cheque Writing
Executive Summary:
A viral message is circulating claiming the Reserve Bank of India (RBI) has banned the use of black ink for writing cheques. This information is incorrect. The RBI has not issued any such directive, and cheques written in black ink remain valid and acceptable.
Claim:
The Reserve Bank of India (RBI) has issued new guidelines prohibiting using black ink for writing cheques. As per the claimed directive, cheques must now be written exclusively in blue or green ink.
Fact Check:
Upon thorough verification, it has been confirmed that the claim regarding the Reserve Bank of India (RBI) issuing a directive banning the use of black ink for writing cheques is entirely false. No such notification, guideline, or instruction has been released by the RBI in this regard. Cheques written in black ink remain valid, and the public is advised to disregard such unverified messages and rely only on official communications for accurate information.
As stated by the Press Information Bureau (PIB), this claim is false The Reserve Bank of India has not prescribed specific ink colors to be used for writing cheques. There is a mention of the color of ink to be used in point number 8, which discusses the care customers should take while writing cheques.
Conclusion:
The claim that the Reserve Bank of India has banned the use of black ink for writing cheques is completely false. No such directive, rule, or guideline has been issued by the RBI. Cheques written in black ink are valid and acceptable. The RBI has not prescribed any specific ink color for writing cheques, and the public is advised to disregard unverified messages. While general precautions for filling out cheques are mentioned in RBI advisories, there is no restriction on the color of the ink. Always refer to official sources for accurate information.
- Claim: The new RBI ink guidelines are mandatory from a specified date.
- Claimed On: Social Media
- Fact Check: False and Misleading
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Introduction
Indian Cybercrime Coordination Centre (I4C) was established by the Ministry of Home Affairs (MHA) to provide a framework for law enforcement agencies (LEAs) to deal with cybercrime in a coordinated and comprehensive manner. The Indian Ministry of Home Affairs approved a scheme for the establishment of the Indian Cyber Crime Coordination Centre (I4C) in October 2018. I4C is actively working towards initiatives to combat the emerging threats in cyberspace and it has become a strong pillar of India’s cyber security and cybercrime prevention. The ‘National Cyber Crime Reporting Portal’ equipped with a 24x7 helpline number 1930, is one of the key components of the I4C.
On 10 September 2024, I4Ccelebrated its foundation day for the first time at Vigyan Bhawan, New Delhi. This celebration marked a major milestone in India’s efforts against cybercrimes and in enhancing its cybersecurity infrastructure. Union Home Minister and Minister of Cooperation, Shri Amit Shah, launched key initiatives aimed at strengthening the country’s cybersecurity landscape.
Launch of Key Initiatives to Strengthen Cybersecurity
- Cyber Fraud Mitigation Centre (CFMC): As a product of Prime Minister Shri Narendra Modi’s vision, the Cyber Fraud Mitigation Centre (CFMC), was incorporated to bring together banks, financial institutions, telecom companies, Internet Service Providers, and law enforcement agencies on a single platform to tackle online financial crimes efficiently. This integrated approach is expected to minimise the time required to streamline operations and to track and neutralise cyber fraud.
- Cyber Commando: The Cyber Commandos Program is an initiative in which a specialised wing of trained Cyber Commandos will be established in states, Union Territories, and Central Police Organizations. These commandos will work to secure the nation’s digital space and counter rising cyber threats. They will form the first line of defence in safeguarding India from the growing cyber threats.
- Samanvay Platform: The Samanvay platform is a web-based Joint Cybercrime Investigation Facility System that was introduced as a one-stop data repository for cybercrime. It facilitates cybercrime mapping, data analytics, and cooperation among law enforcement agencies across the country. This will play a pivotal role in fostering collaborations in combating cybercrimes. Mr. Shah recognised the Samanvay platform as a crucial step in fostering data sharing and collaboration. He called for a shift from the “need to know” principle to a “duty to share” mindset in dealing with cyber threats. The Samanvay platform will serve as India’s first shared data repository, significantly enhancing the country’s cybercrime response.
- Suspect Registry: The Suspect Registry Portal is a national-level platform that has been designed to track cybercriminals. The portal registry will be connected to the National Cybercrime Reporting Portal (NCRP) which aims to help banks, financial intermediaries, and law enforcement agencies strengthen fraud risk management. The initiative is expected to improve the real-time tracking of cyber suspects, preventing repeat offences and improving fraud detection mechanisms.
Rising Digitalization: Prioritizing Cybersecurity
The number of internet users in India has grown from 25 crores in 2014 to 95 crores in 2024, accompanied by a 78-foldincrease in data consumption. This growth is echoed in the number of growing cybersecurity challenges in the digital era. With the rise of digital transactions through Jan Dhan accounts, Rupay debit cards, and UPI systems, Shri Shah underscored the growing threat of digital fraud. He emphasised the need to protect personal data, prevent online harassment, and counter misinformation, fake news, and child abuse in the digital space.
The three new criminal laws, the Bharatiya Nyaya Sanhita (BNS), Bharatiya Nagrik Suraksha Sanhita (BNSS), and Bharatiya Sakshya Adhiniyam (BSA), which aim to strengthen India’s legal framework for cybercrime prevention, were also referred to in the address bythe Home Minister. These laws incorporate tech-driven solutions that will ensure investigations are conducted scientifically and effectively.
Mr. Shah emphasised popularising the 1930Cyber Crime Helpline. Additionally, he noted that I4C has issued over 600advisories, blocked numerous websites and social media pages operated by cybercriminals, and established a National Cyber Forensic Laboratory in Delhi. Over 1,100 officers have already received cyber forensics training under theI4C umbrella.
In response to the regional cybercrime challenges, the formation of Joint Cyber Coordination Teams in cybercrime hotspot areas like Mewat, Jamtara, Ahmedabad, Hyderabad, Chandigarh, Visakhapatnam and Guwahati was highlighted as a coordinated response to local cybercrime hotspot issues.
Conclusion
With the launch of initiatives like the Cyber Fraud Mitigation Centre, the Samanvay platform, and the Cyber Commandos Program, I4C is positioned to play a crucial role in combating cybercrime. The I4C is moving forward with a clear vision for a secure digital future and safeguarding India's digital ecosystem.
References:
● https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2053438
Introduction
Criminal justice in India is majorly governed by three laws which are – Indian Penal Code, Criminal Procedure Code and Indian Evidence Act. The centre, on 11th August 2023’ Friday, proposes a new bill in parliament Friday, which is replacing the country’s major criminal laws, i.e. Indian Penal Code, Criminal Procedure Code and Indian Evidence Act.
The following three bills are being proposed to replace major criminal laws in the country:
- The Bharatiya Nyaya Sanhita Bill, 2023 to replace Indian Penal Code 1860.
- The Bharatiya Nagrik Suraksha Sanhita Bill, 2023, to replace The Code Of Criminal Procedure, 1973.
- The Bharatiya Sakshya Bill, 2023, to replace The Indian Evidence Act 1872.
Cyber law-oriented view of the new shift in criminal lawNotable changes:Bharatiya Nyaya Sanhita Bill, 2023 Indian Penal Code 1860.
Way ahead for digitalisation
The new laws aim to enhance the utilisation of digital services in court systems, it facilitates online registration of FIR, Online filing of the charge sheet, serving summons in electronic mode, trial and proceedings in electronic mode etc. The new bills also allow the virtual appearance of witnesses, accused, experts, and victims in some instances. This shift will lead to the adoption of technology in courts and all courts to be computerised in the upcoming time.
Enhanced recognition of electronic records
With the change in lifestyle in terms of the digital sphere, significance is given to recognising electronic records as equal to paper records.
Conclusion
The criminal laws of the country play a significant role in establishing law & order and providing justice. The criminal laws of India were the old laws existing under British rule. There have been several amendments to criminal laws to deal with the growing crimes and new aspects. However, there was a need for well-established criminal laws which are in accordance with the present era. The step of the legislature by centralising all criminal laws in their new form and introducing three bills is a good approach which will ultimately strengthen the criminal justice system in India, and it will also facilitate the use of technology in the court system.
Executive Summary:
Our team has come across a recent social media post highlighting a report on fraudulent activities involving deceptive websites and emails impersonating India’s Oil Marketing Companies (OMCs). These phishing scams falsely promise LPG distributorships and retail outlet dealerships, aiming to extract money and personal information from unsuspecting individuals. We strongly urge the public to exercise caution and verify all information exclusively through official OMC channels to avoid falling victim to such fraudulent schemes.
Claim:
It has been reported that fraudsters are impersonating Indian Oil, Bharat Petroleum, and Hindustan Petroleum through fake websites and emails, promising LPG distributorships and seeking money from victims.
Fact Check:
After our research, we came upon more information about this topic and found out that the Press Information Bureau (PIB) has released an official notice confirming that fraudulent websites and emails are impersonating India's Oil Marketing Companies (OMCs), which include Indian Oil Corporation Ltd., Bharat Petroleum Corporation Ltd., and Hindustan Petroleum Corporation Ltd. The scams falsely promise LPG distributorships and retail outlet dealerships while demanding large sums of money from unsuspecting individuals. On June 19, 2019, this was confirmed. The PIB highlighted that OMCs have not allowed any person or organization to charge a fee for dealership selection. All authentic information on these offers is available at the websites of the OMCs: www.iocl.com, www.bharatpetroleum.com, and www.hindustanpetroleum.com. The general public is cautioned to rely only on these sources and report suspicious approaches to the offices of concerned OMCs. If someone finds such an approach, he should immediately contact the cybercrime branch. HPCL has issued alerts on fake websites and emails that promise LPG distributorships and jobs, mimicking official HPCL sites to deceive people.
On the official website of HPCL list down the malicious URLs. They are mentioned below:
- https://kskdealerchayan.com/
- bajajgas.com/index
- hindustanbiofuel.in
- petrolpumpchayanonline.com
- dealerchayanpetrolpump.in
- petrolpumpdealarchayan.com
- petrolpumpsdealerchayan.co.in
- petrolpumpdealershipchayan.org.in
- petrolpumpdealerchayangov.in
- petrolpumpdealership.info
- petrolpumpsdealershipchayan.in
- allindiagasdealership.com
- hindustanpetroleum.online
- hindustanpetroleumcorp.com
- hpcldelership.com
- ujjwalalpgvitarak.org
- ujjwaladealership.com
- lpgvitrakkendra.com
- kissansevakendra.org
- lpgvitarakchayanltd.org
- petrolpumpdelerchayan.in
- petrolpumpdealerschayan.in
- petrolepumpsdelearchayan.in
- kissansevakendra.org
- petrolpumpdealerchayanpro.com
- petrolpumchayanweb.com
- onlinepetrolpumpdealerchayan.com/
HPCL also shared an advisory for their applicants regarding Beware Of Fraudsters.
Conclusion:
It has been proven that fraud offers for LPG distributorships and retail outlet dealerships are being made through fake websites and emails. To avoid such scams, people are advised to be more vigilant, verify all information through official OMC platforms, and immediately report any suspicious activities to the concerned authorities. Being alert and informed is the key to preventing financial loss and protecting personal data from exploitation.
- Claim: Is this HPCL approval letter for an LPG agency dealership legit?
- Claimed On: Social Media
- Fact Check: False and Misleading
