#FactCheck-RBI's Alleged Guidelines on Ink Colour for Cheque Writing
Executive Summary:
A viral message is circulating claiming the Reserve Bank of India (RBI) has banned the use of black ink for writing cheques. This information is incorrect. The RBI has not issued any such directive, and cheques written in black ink remain valid and acceptable.

Claim:
The Reserve Bank of India (RBI) has issued new guidelines prohibiting using black ink for writing cheques. As per the claimed directive, cheques must now be written exclusively in blue or green ink.

Fact Check:
Upon thorough verification, it has been confirmed that the claim regarding the Reserve Bank of India (RBI) issuing a directive banning the use of black ink for writing cheques is entirely false. No such notification, guideline, or instruction has been released by the RBI in this regard. Cheques written in black ink remain valid, and the public is advised to disregard such unverified messages and rely only on official communications for accurate information.
As stated by the Press Information Bureau (PIB), this claim is false The Reserve Bank of India has not prescribed specific ink colors to be used for writing cheques. There is a mention of the color of ink to be used in point number 8, which discusses the care customers should take while writing cheques.


Conclusion:
The claim that the Reserve Bank of India has banned the use of black ink for writing cheques is completely false. No such directive, rule, or guideline has been issued by the RBI. Cheques written in black ink are valid and acceptable. The RBI has not prescribed any specific ink color for writing cheques, and the public is advised to disregard unverified messages. While general precautions for filling out cheques are mentioned in RBI advisories, there is no restriction on the color of the ink. Always refer to official sources for accurate information.
- Claim: The new RBI ink guidelines are mandatory from a specified date.
- Claimed On: Social Media
- Fact Check: False and Misleading
Related Blogs

Executive Summary
The IT giant Apple has alerted customers to the impending threat of "mercenary spyware" assaults in 92 countries, including India. These highly skilled attacks, which are frequently linked to both private and state actors (such as the NSO Group’s Pegasus spyware), target specific individuals, including politicians, journalists, activists and diplomats. In sharp contrast to consumer-grade malware, these attacks are in a league unto themselves: highly-customized to fit the individual target and involving significant resources to create and use.
As the incidence of such attacks rises, it is important that all persons, businesses, and officials equip themselves with information about how such mercenary spyware programs work, what are the most-used methods, how these attacks can be prevented and what one must do if targeted. Individuals and organizations can begin protecting themselves against these attacks by enabling "Lockdown Mode" to provide an extra layer of security to their devices and by frequently changing passwords and by not visiting the suspicious URLs or attachments.
Introduction: Understanding Mercenary Spyware
Mercenary spyware is a special kind of spyware that is developed exclusively for law enforcement and government organizations. These kinds of spywares are not available in app stores, and are developed for attacking a particular individual and require a significant investment of resources and advanced technologies. Mercenary spyware hackers infiltrate systems by means of techniques such as phishing (by sending malicious links or attachments), pretexting (by manipulating the individuals to share personal information) or baiting (using tempting offers). They often intend to use Advanced Persistent Threats (APT) where the hackers remain undetected for a prolonged period of time to steal data by continuous stealthy infiltration of the target’s network. The other method to gain access is through zero-day vulnerabilities, which is the process of gaining access to mobile devices using vulnerabilities existing in software. A well-known example of mercenary spyware includes the infamous Pegasus by the NSO Group.
Actions: By Apple against Mercenary Spyware
Apple has introduced an advanced, optional protection feature in its newer product versions (including iOS 16, iPadOS 16, and macOS Ventura) to combat mercenary spyware attacks. These features have been provided to the users who are at risk of targeted cyber attacks.
Apple released a statement on the matter, sharing, “mercenary spyware attackers apply exceptional resources to target a very small number of specific individuals and their devices. Mercenary spyware attacks cost millions of dollars and often have a short shelf life, making them much harder to detect and prevent.”
When Apple's internal threat intelligence and investigations detect these highly-targeted attacks, they take immediate action to notify the affected users. The notification process involves:
- Displaying a "Threat Notification" at the top of the user's Apple ID page after they sign in.

- Sending an email and iMessage alert to the addresses and phone numbers associated with the user's Apple ID.
- Providing clear instructions on steps the user should take to protect their devices, including enabling "Lockdown Mode" for the strongest available security.
- Apple stresses that these threat notifications are "high-confidence alerts" - meaning they have strong evidence that the user has been deliberately targeted by mercenary spyware. As such, these alerts should be taken extremely seriously by recipients.
Modus Operandi of Mercenary Spyware
- Installing advanced surveillance equipment remotely and covertly.
- Using zero-click or one-click attacks to take advantage of device vulnerabilities.
- Gain access to a variety of data on the device, including location tracking, call logs, text messages, passwords, microphone, camera, and app information.
- Installation by utilizing many system vulnerabilities on devices running particular iOS and Android versions.
- Defense by patching vulnerabilities with security updates (e.g., CVE-2023-41991, CVE-2023-41992, CVE-2023-41993).
- Utilizing defensive DNS services, non-signature-based endpoint technologies, and frequent device reboots as mitigation techniques.
Prevention Measures: Safeguarding Your Devices
- Turn on security measures: Make use of the security features that the device maker has supplied, such as Apple's Lockdown Mode, which is intended to prevent viruses of all types from infecting Apple products, such as iPhones.
- Frequent software upgrades: Make sure the newest security and software updates are installed on your devices. This aids in patching holes that mercenary malware could exploit.
- Steer clear of misleading connections: Exercise caution while opening attachments or accessing links from unidentified sources. Installing mercenary spyware is possible via phishing links or attachments.
- Limit app permissions: Reassess and restrict app permissions to avoid unwanted access to private information.
- Use secure networks: To reduce the chance of data interception, connect to secure Wi-Fi networks and stay away from public or unprotected connections.
- Install security applications: To identify and stop any spyware attacks, think about installing reliable security programs from reliable sources.
- Be alert: If Apple or other device makers send you a threat notice, consider it carefully and take the advised security precautions.
- Two-factor authentication: To provide an extra degree of protection against unwanted access, enable two-factor authentication (2FA) on your Apple ID and other significant accounts.
- Consider additional security measures: For high-risk individuals, consider using additional security measures, such as encrypted communication apps and secure file storage services
Way Forward: Strengthening Digital Defenses, Strengthening Democracy
People, businesses and administrations must prioritize cyber security measures and keep up with emerging dangers as mercenary spyware attacks continue to develop and spread. To effectively address the growing threat of digital espionage, cooperation between government agencies, cybersecurity specialists, and technology businesses is essential.
In the Indian context, the update carries significant policy implications and must inspire a discussion on legal frameworks for government surveillance practices and cyber security protocols in the nation. As the public becomes more informed about such sophisticated cyber threats, we can expect a greater push for oversight mechanisms and regulatory protocols. The misuse of surveillance technology poses a significant threat to individuals and institutions alike. Policy reforms concerning surveillance tech must be tailored to address the specific concerns of the use of such methods by state actors vs. private players.
There is a pressing need for electoral reforms that help safeguard democratic processes in the current digital age. There has been a paradigm shift in how political activities are conducted in current times: the advent of the digital domain has seen parties and leaders pivot their campaigning efforts to favor the online audience as enthusiastically as they campaign offline. Given that this is an election year, quite possibly the most significant one in modern Indian history, digital outreach and online public engagement are expected to be at an all-time high. And so, it is imperative to protect the electoral process against cyber threats so that public trust in the legitimacy of India’s democratic is rewarded and the digital domain is an asset, and not a threat, to good governance.

Executive Summary:
A picture about the April 8 solar eclipse, which was authored by AI and was not a real picture of the astronomical event, has been spreading on social media. Despite all the claims of the authenticity of the image, the CyberPeace’s analysis showed that the image was made using Artificial Intelligence image-creation algorithms. The total solar eclipse on April 8 was observable only in those places on the North American continent that were located in the path of totality, whereas a partial visibility in other places was possible. NASA made the eclipse live broadcast for people who were out of the totality path. The spread of false information about rare celestial occurrences, among others, necessitates relying on trustworthy sources like NASA for correct information.
Claims:
An image making the rounds through social networks, looks like the eclipse of the sun of the 8th of April, which makes it look like a real photograph.




Fact Check:
After receiving the news, the first thing we did was to try with Keyword Search to find if NASA had posted any lookalike image related to the viral photo or any celestial events that might have caused this photo to be taken, on their official social media accounts or website. The total eclipse on April 8 was experienced by certain parts of North America that were located in the eclipse pathway. A part of the sky above Mazatlan, Mexico, was the first to witness it. Partial eclipse was also visible for those who were not in the path of totality.
Next, we ran the image through the AI Image detection tool by Hive moderation, which found it to be 99.2% AI-generated.

Following that, we applied another AI Image detection tool called Isitai, and it found the image to be 96.16% AI-generated.

With the help of AI detection tools, we came to the conclusion that the claims made by different social media users are fake and misleading. The viral image is AI-generated and not a real photograph.
Conclusion:
Hence, it is a generated image by AI that has been circulated on the internet as a real eclipse photo on April 8. In spite of some debatable claims to the contrary, the study showed that the photo was created using an artificial intelligence algorithm. The total eclipse was not visible everywhere in North America, but rather only in a certain part along the eclipse path, with partial visibility elsewhere. Through AI detection tools, we were able to establish a definite fact that the image is fake. It is very important, when you are talking about rare celestial phenomena, to use the information that is provided by the trusted sources like NASA for the accurate reason.
- Claim: A viral image of a solar eclipse claiming to be a real photograph of the celestial event on April 08
- Claimed on: X, Facebook, Instagram, website
- Fact Check: Fake & Misleading
.webp)
Smart Wearable devices are designed to track several activities in defined parameters and are increasingly becoming a part of everyday life. According to Markets and Markets Report, the global wearable tech market is projected to reach a staggering USD 256.4 billion by 2026. One of the main areas of use of wearable devices is health, including biomedical research, health care, personal health practices and tracking, technology development, and engineering. These wearable devices often include digital health technologies such as consumer smartwatches that monitor an individual's heart rate and step count, and other body-worn sensors like those that continuously monitor blood glucose concentration.
Wearable devices used by the general population are getting increasingly popular. Health devices like fitness trackers and smartwatches enable continuous monitoring of personal health. Privacy is an emerging concern due to the real-time collection of sensitive data. Vulnerabilities due to unauthorised access or discrimination in case of information being revealed without consent are the primary concerns with these devices. While these concerns are present a lot of related misinformation is emerging due to the same.
While wearable devices typically come with terms of use that outline how data is collected and used, and there are regulations in place such as EU Law GDPR, such regulations largely govern the regulatory compliances on the handling of personal data, however, the implementation and compliances by the manufacturer is a one another aspect which might present the question on privacy protection. In addition, beyond the challenge of regulatory compliance, the rise of myths and misinformation surrounding wearable tech presents a separate issue.
Common Misconceptions About Privacy with Wearable Tech
- With the rapid development and growth of wearable technology their use has been subject to countless rumours which fuel misinformation narratives in the minds of general public. Addressing these misconceptions and privacy concerns requires targeted strategies.
- A prevalent misconception is that they are constantly spying on users. While wearable devices collect users’ data in real time, their vulnerability to unauthorised access is similar to that of a non-wearable device. The issue is of consent when it comes to wearable technology because it gives the ability to record. If permissions are not asked when a person is being recorded then the data is accessible to external entities.
- There is a common myth that wearable tech is surveillance tool. This is entirely a conjecture. These devices collect the user data with their prior consent and have been created to provide them with real-time information, most commonly physical health information. Since users choose the information shared, the idea of wearable tech serving as a surveillance tool is unfounded.
- Another misconception about wearable tech is that it can diagnose medical conditions. These devices collect real-time health data, such as heart rate or activity levels, they are not designed for medical diagnosis. The data collected may not always be accurate or reliable for clinical use to be interpreted by a healthcare professional. This is mainly because the makers of these devices are not held to the safety and liability standards that medical providers are.
- A prevalent misconception is that wearable tech can cure health issues, which is simply untrue. Wearable tech devices are essentially tracking the health parameters that a user sets. It in no way is a cure for any health issue that one suffers from. A user can manage their health based on the parameters they set on the device such as the number of steps that they walk, check on the heart rate and other metrics for their mental satisfaction but they are not a cure to treat diseases. Wearable tech acts as alerts, notifying users of important health metrics and encouraging proactive health management.
Addressing Privacy and Health Concerns in Wearable Tech
Wearable technology raises concerns for privacy and health due to the colossal amount of personal data collected. To address these, strong data protection measures are essential, ensuring that sensitive health information is securely stored and shared only with consent. Providing users with control over their data is one of the ways to build user trust. It includes enabling them to opt in, access, or delete the data in question. Regulators should establish clear guidelines, ensuring wearables ensure the compliances with data protection regulations like HIPPA, GDPR or DPDP Act, whichever is applicable as per the jurisdiction. Furthermore, global standards for data encryption, device security, and user privacy should be implemented to mitigate risks. Transparency in data usage and consistent updates to software security are also crucial for protecting users' privacy and health while promoting the responsible use of wearable tech.
CyberPeace Insights
- Making informed decisions about wearable tech starts with thorough research. Start by reading reviews and comparing products to assess their features, compatibility, and security standards.
- Investigate the manufacturer’s reputation for data protection and device longevity. Understanding device capabilities is crucial. One should evaluate whether the wearable meets their needs, such as fitness tracking, health monitoring, or communication features. Consider software security and updates, and data accuracy when comparing options. Opt for devices that offer two-factor authentication for an additional layer of security.
- Check the permissions requested by the accompanying app; only grant access to data that is necessary for the device's functionality. Always read the terms of use to understand your rights and responsibilities regarding the use of the device. Review and customize data-sharing settings for better control to prevent unauthorised access.
- Staying updated on the tech is equally important. A user should follow the advancements in wearable technology be it regular security updates, or regulatory changes that may affect privacy and usability. This ensures getting tech that aligns with user lifestyle while meeting privacy and security expectations.
Conclusion
Privacy and Misinformation are key concerns that emerge due to the use of wearable tech designed to offer benefits such as health monitoring, fitness tracking, and personal convenience. It requires a combination of informed decision-making by users and stringent regulatory oversight to overcome the issues that emerge due to misinformation about these devices. Users must ensure they understand the capabilities and limitations of their devices, from data accuracy to privacy risks. Additionally, manufacturers and regulators need to prioritise transparency, data protection, and compliance with global standards like GDPR or DPDP to build trust. As wearable tech continues to evolve, a balanced approach to innovation and privacy will be essential in fostering its responsible and beneficial use for all.
References
- https://thehealthcaretechnologyreport.com/privacy-data-security-concerns-rise-as-healthcare-wearables-gain-popularity/
- https://journals.plos.org/digitalhealth/article?id=10.1371/journal.pdig.0000104
- https://www.marketsandmarkets.com/Market-Reports/wearable-electronics-market-983.html?gclid=Cj0KCQjwgMqSBhDCARIsAIIVN1V0sqrk6SpYSga3rcDtWcwh8npZ08L0_s4X91gh7yPAa6QmsctB-lMaAlpqEALw_wcB
- https://www.cambridge.org/core/journals/legal-information-management/article/health-data-on-the-go-navigating-privacy-concerns-with-wearable-technologies/05DAF11EFA807051362BB39260C4814C