#FactCheck: Fake video falsely claims FM Sitharaman endorsed investment scheme

Introduction

The Reserve Bank of India (RBI) has mandated banks to switch their digital banking domains to 'Bank.in' by October 31, 2025, as part of a strategy to modernise the sector and maintain consumer confidence. The move is expected to provide a consistent and secure interface for online banking, as a response to the increasing threats posed by cybercriminals who exploit vulnerabilities in online platforms. The RBI's directive is seen as a proactive measure to address the growing concerns over cybersecurity in the banking sector.

RBI  Circular - Migration to '.bank.in' domain

The official circular released by the RBI dated April 22, 2025, read as follows:

“It has now been decided to operationalise the ‘. bank.in’ domain for banks through the Institute for Development and Research in Banking Technology (IDRBT), which has been authorised by National Internet Exchange of India (NIXI), under the aegis of the Ministry of Electronics and Information Technology (MeitY), to serve as the exclusive registrar for this domain. Banks may contact IDRBT at sahyog@idrbt.ac.in to initiate the registration process. IDRBT shall guide the banks on various aspects related to application process and migration to new domain.”

“All banks are advised to commence the migration of their existing domains to the ‘.bank.in’ domain and complete the process at the earliest and in any case, not later than October 31, 2025.”

CyberPeace Outlook

The Reserve Bank of India's directive mandating banks to shift to the 'Bank.in' domain by October 31, 2025, represents a strategic and forward-looking measure to modernise the nation’s digital banking infrastructure. With this initiative, the RBI is setting a new benchmark in cybersecurity by creating a trusted, exclusive domain that banks must adopt. This move will drastically reduce cyber threats, phishing attacks, and fake banking websites, which have been major sources of financial fraud. This fixed domain will simplify verification for consumers and tech platforms to more easily identify legitimate banking websites and apps.  Furthermore, a strong drop in online financial fraud will have a long-term effect by this order.  Since phishing and domain spoofing are two of the most prevalent forms of cybercrime, a shift to a strictly regulated domain name system will remove the potential for lookalike URLs and fraudulent websites that mimic banks. As India’s digital economy grows, RBI’s move is timely, essential, and future-ready.

References

• https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=12837&Mode=0

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Introduction

Intricate and winding are the passageways of the modern digital age, a place where the reverberations of truth effortlessly blend, yet hauntingly contrast, with the echoes of falsehood. The latest thread in this fabric of misinformation is a claim that has scurried through the virtual windows of social media platforms, gaining the kind of traction that is both revelatory and alarming of our times. It is a narrative that speaks to the heart of India's cultural and religious fabric—the construction of the Ram Temple in Ayodhya, a project enshrined in the collective consciousness of a nation and steeped in historical significance.

The claim in question, a spectre of misinformation, suggests that the Ram Temple's construction has been covertly shifted 3 kilometres from its original, hallowed ground—the birthplace, as it were, of Lord Ram. This assertion, which spread through the echo chambers of social media, has been bolstered by a screenshot of Google Maps, a digital cartographer that has accidentally become a pawn in this game of truth and deception. The image purports to showcase the location of Ram Mandir as distinct and distant from the site where the Babri Masjid once stood, a claim went viral on social media and has caught the public's reactions.

The Viral Tempest 

In the face of such a viral tempest, IndiaTV's fact-checking arm, IndiaTVFactCheck, has stepped into the fray, wielding the sword of veracity against the Goliath of falsehood. Their investigation into this viral claim was meticulous, a deep dive into the digital representations that have fueled this controversy. Upon examining the viral Google Maps screenshot, they noticed markings at two locations: one labelled as Shri Ram Janmabhoomi Temple and the other as Babri Masjid. The latter, upon closer inspection and with the aid of Google's satellite prowess, was revealed to be the Shri Sita-Ram Birla Temple, a place of worship that stands in quiet dignity, far removed from the contentious whispers of social media.

The truth, as it often does, lay buried beneath layers of user-generated content on Google Maps, where the ability to tag any location with a name has sometimes led to the dissemination of incorrect information. This can be corrected, of course, but not before it has woven itself into the fabric of public discourse. The fact-check by IndiaTV revealed that the location mentioned in the viral screenshot is, indeed, the Shri Sita-Ram Birla Temple and the Ram Temple is being constructed at its original, intended site.

This revelation is not merely a victory for truth over falsehood but also a testament to the resilience of facts in the face of a relentless onslaught of misinformation. It is a reminder that the digital realm, for all its wonders, is also a shadowy theatre where narratives are constructed and deconstructed with alarming ease. The very basis of all the fake narratives that spread around significant events, such as the consecration ceremony of the Ram Temple, is the manipulation of truth, the distortion of reality to serve nefarious ends of spreading misinformation.

Fake Narratives; Misinformation

Consider the elaborate fake narratives spun around the ceremony, where hours have been spent on the internet building a web of deceit. Claims such as 'Mandir wahan nahin banaya gaya' (The temple is not being built at the site of the demolition) and the issuance of new Rs 500 notes for the Ram Mandir were some pieces of misinformation that went viral on social media amid the preparations for the consecration ceremony. These repetitive claims, albeit differently worded, were spread to further a single narrative on the internet, a phenomenon that a study published in Nature said could be attributed to people taking some peripheral cues as signals for truth, which can increase with repetition.

The misinformation incidents surrounding the Ram Temple in Ayodhya are a microcosm of the larger battle between truth and misinformation. The false claims circulating online assert that the ongoing construction is not taking place at the original Babri Masjid site but rather 3 kilometres away. This misinformation, shared widely on social media has been debunked upon closer examination. The claim is based on a screenshot of Google Maps showing two locations: the construction site of the Shri Ram Janmabhoomi Temple and another spot labeled 'Babar Masjid permanently closed' situated 3 kilometers away. The assertion questions the legitimacy of demolishing the Babri Masjid if the temple is being built elsewhere. However, a thorough fact-check reveals the claim to be entirely unfounded.

Deep Scrutiny

Upon scrutiny, the screenshot indicates that the second location marked as 'Babar Masjid' is, in fact, the Sita-Ram Birla Temple in Ayodhya. This is verified by comparing the Google Maps satellite image with the actual structure of the Birla Temple. Notably, the viral screenshot misspells 'Babri Masjid' as 'Babar Masjid,' casting doubt on its credibility. Satellite images from Google Earth Pro clearly depict the construction of a temple-like structure at the precise coordinates of the original Babri Masjid demolition site (26°47'43.74'N 82°11'38.77'E). Comparing old and new satellite images further confirms that major construction activities began in 2011, aligning with the initiation of the Ram Temple construction.

Moreover, existing photographs of the Babri Masjid, though challenging to precisely match, share essential structural elements with the current construction site, reinforcing the location as the original site of the mosque. Hence the viral claim that the Ram Temple is being constructed 3 kilometers away from the Babri Masjid site is indubitably false. Evidence from historical photographs, satellite images and google images conclusively refute this misinformation, attesting that the temple construction is indeed taking place at the same location as the original Babri Masjid.

Viral Misinformation: A false claim based on a misleading Google Maps screenshot suggests the Ram Temple construction in Ayodhya has been covertly shifted 3 kilometres away from its original Babri Masjid site.

Fact Check Revealed: IndiaTVFactCheck debunked the misinformation, confirming that the viral screenshot actually showed the Shri Sita-Ram Birla Temple, not the Babri Masjid site. The Ram Temple is indeed being constructed at its original, intended location, exposing the falsehood of the claim.

Conclusion 

The case of the Ram Temple is a pitiful reminder of the power of misinformation and the significance of fact-checking in preserving the integrity of truth. It is a clarion call to question, to uphold the integrity of facts in a world increasingly stymied in the murky waters of falsehoods. Widespread misinformation highlights the critical role of fact-checking in dispelling false narratives. It serves as a reminder of the ongoing battle between truth and misinformation in the digital age, emphasising the importance of upholding the integrity of facts for a more informed society. 

References 

• https://www.indiatvnews.com/fact-check/fact-check-is-ram-temple-being-built-3-km-away-from-the-birthplace-here-truth-behind-viral-claim-2024-01-19-912633
• https://www.thequint.com/news/webqoof/misinformation-spread-around-events-ayodhya-ram-mandir-g20-elections-bharat-jodo-yatra

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Introduction

To combat the problem of annoying calls and SMS, telecom regulator TRAI has urged service providers to create a uniform digital platform in two months that will allow them to request, maintain, and withdraw customers’ approval for promotional calls and messages. In the initial stage, only subscribers will be able to initiate the process of registering their consent to receive promotional calls and SMS, and later, business entities will be able to contact customers to seek their consent to receive promotional messages, according to a statement issued by the Telecom Regulatory Authority of India (TRAI) on Saturday.

TRAI Directs Telecom Providers to Set Up Digital Platform

TRAI has now directed all access providers to develop and deploy the Digital Consent Acquisition (DCA) facility for creating a unified platform and process to digitally register customers’ consent across all service providers and principal entities. Consent is received and maintained under the current system by several key entities such as banks, other financial institutions, insurance firms, trading companies, business entities, real estate businesses, and so on.

The purpose, scope of consent, and the principal entity or brand name shall be clearly mentioned in the consent-seeking message sent over the short code,” according to the statement.

It stated that only approved online or app links, call-back numbers, and so on will be permitted to be used in consent-seeking communications.

TRAI issued guidelines to guarantee that all voice-based Telemarketers are brought under a single Distributed ledger technology (DLT) platform for more efficient monitoring of nuisance calls and unwanted communications. It also instructs operators to actively deploy AI/ML-based anti-phishing systems as well as to integrate tech solutions on the DLT platform to deal with malicious calls and texts.

TRAI has issued two separate Directions to Access Service Providers under TCCCPR-2018 (Telecom Commercial Communications Customer Preference Regulations) to ensure that all promotional messages are sent through Registered Telemarketers (RTMs) using approved Headers and Message Templates on Distributed Ledger Technologies (DLT) platform, and to stop misuse of Headers and Message Templates,” the regulator said in a statement.

Users can already block telemarketing calls and texts by texting 1909 from their registered mobile number. By dialing 1909, customers can opt out of getting advertising calls by activating the do not disturb (DND) feature.

Telecom providers operate DLT platforms, and businesses involved in sending bulk promotional or transactional SMS must register by providing their company information, including sender IDs and SMS templates.

According to the instructions, telecom companies will send consent-seeking messages using the common short code 127. The goal, extent of consent, and primary entity/brand name must be clearly stated in the consent-seeking message delivered via the shortcode.

TRAI stated that only whitelisted URLs/APKs (Android package kits file format)/OTT links/call back numbers, etc., shall be used in consent-seeking messages.

Telcos must “ensure that promotional messages are not transmitted by unregistered telemarketers or telemarketers using telephone numbers (10 digits numbers).” Telecom providers have been urged to act against all erring telemarketers in accordance with the applicable regulations and legal requirements.

Users can, however, refuse to receive any consent-seeking messages launched by any significant Telcos have been urged to create an SMS/IVR (interactive voice response)/online service for this purpose.

According to TRAI’s timeline, the consent-taking process by primary companies will begin on September 1.According to a nationwide survey conducted by a local circle, 66% of mobile users continue to receive three or more bothersome calls per day, the majority of which originate from personal cell numbers.

There are scams surfacing on the internet with new types of scams, like WhatsApp international call scams. The latest scam is targeting Delhi police, the scammers pretend to be police officials of Delhi and ask for the personal details of the users and the calling them from a 9-digit number.

A recent scam

A Twitter user reported receiving an automated call from +91 96681 9555, stating, “This call is from Delhi Police.” It went on to ask her to stay in the queue since some of her documents needed to be picked up. Then he said he is a sub-inspector at New Delhi’s Kirti Nagar police station. He then questioned if she had lately misplaced her Aadhaar card, PAN card, or ATM card, to which she replied ‘no’. The fraudster then claims to be a cop and asks her to validate the final four digits of her card because they have discovered a card with her name on it. And so many other people tweeted about this.

The scams are constantly increasing as earlier these scammers asked for account details and claimed to be Delhi police and used 9-digit numbers for scamming people.

TRAI’s new guidelines regarding the consent to receive any promotional calls and messages to telecommunication providers will be able to curb the scams.

The e- KYC is an essential requirement as e-KYC offers a more secure identity verification process in an increasingly digital age that uses biometric technologies to provide quick results.

Conclusion

The aim is to prevent unwanted calls and communications sent to customers via digital methods without their permission. Once this platform is implemented, an organization can only send promotional calls or messages with the customer’s explicit approval. Companies use a variety of methods to notify clients about their products, including phone calls, text messages, emails, and social media. Customers, however, are constantly assaulted with the same calls and messages as a result of this practice. With the constant increase in scams, the new guideline of TRAI will also curb the calling of Scams. digital KYC prevents SIM fraud and offers a more secure identity verification method.